Updated on 16 September 2026 ·
source checked daily
Afghanistan — official level as of 16 September 2026: Level 4/4 ("Do Not Travel"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, CHF 1.5M, certificate on payment.
Four official readings
United StatesState Departmentsource ↗Our reference level — the one shown across this site
Is the whole country advised against?Yesthe whole country is formally advised against
Level 4/4 — “Do Not Travel”
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Yesthe whole country is formally advised against
“La totalité du territoire est formellement déconseillée.”
United KingdomFCDOsource ↗Added on top of the U.S. level, under its own rules: travel statuses
Is the whole country advised against?Yesthe whole country is formally advised against
our reading: all travel advised against, whole country
source reviewed 30 July 2026
SwitzerlandFDFAsource ↗Advisory cited by the Maximum policy
Is the whole country advised against?Yesthe whole country is formally advised against
our reading: Switzerland’s FDFA advises against all travel to the country
advice published 22.01.2026
The four readings on record agree: the whole country is formally advised against.Our comparison reading: 15 September 2026
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
72 recorded incidents (UCDP)hover, click to open it in the briefing
Level 4/4 — Do Not Travel
Checked on 16 September 2026 · U.S. State Department
Observed repatriation
60 000 € – 150 000 €
Country briefing
Get the PDF
The comparator
What is your current insurance?
The verdict
Your Amex Platinum expressly excludes this trip: the T&Cs rule out travel to countries your government has advised against visiting.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Observed repatriation cost — 60 000 € – 150 000 € by severity and distance (Diversified Quotes, 2026).
Travel covered
What the Pack VIP covers — including Afghanistan
Emergency medical expenses — CHF 1.5M
Medical evacuation & repatriation — unlimited
Hospitalisation — direct payment guarantee
Visa certificate (incl. Schengen) — nominative, issued on payment
$990 for twelve months, unlimited trips — or $99/month.
Conflict-zone extraction and Kidnap & Ransom fall under the Pack VIP Extreme (GC art. 18.4), with dedicated crisis management — these two guarantees are granted ✦ subject to eligibility.
Travelling only once? Below three trips a year, this contract is probably not for you.
Where, exactly?
What the national level does not tell you
The level is national. Risk areas are in the state advisories below.
U.S. State Department — the full advisory details the regions concerned and the reasons (crime, terrorism, kidnapping, civil unrest)
(read the advisory)
Foreign, Commonwealth & Development Office (United Kingdom) — the United Kingdom advises against ALL travel to the whole country · reviewed 30 July 2026 Last announced change : « Addition of information about UK Government support (see ‘Do not travel to Afghanistan’ on the ‘Warnings and insurance’ page). » (read the advisory)
France Diplomatie — the French advisory covers the WHOLE country: « La totalité du territoire est formellement déconseillée. » (read the advisory)
No major event in progress is located in this country at this morning's check.
What happened, and where
Over 1 January 2026 → 30 June 2026, UCDP (Uppsala University) recorded 72 geolocated violent incidents in this country, for 157 documented deaths.
Most affected areas Kunar province 17 · Nangarhar province 9 · Khost province 8 · Paktika province 5 · Kandahar province 5 · Badakhshan province 4
Most recent incidents
30 June 2026 · Kunduz province · Kunduz town The Week of June 29 - July 5;Three Taliban Killed and Wounded in KunduzSource: The Afghan Digest;AFFhttps://x.com/AfgFreedomAFF/status/2072 · 6 July 2026 · AFF; Afghan Digest · UCDP #634565 ↗
29 June 2026 · Badakhshan province · Fayzabad town Former Afghan Intelligence Official Killed In Badakhshan;The Week of June 29 - July 5Source: Afghanistan International;The Afghan Digest · 2 July 2026 · Local sources; Afghan Digest · UCDP #634634 ↗
22 June 2026 · Kabul province · Kabul city Attack on Taliban Ministry for the Promotion of Virtue and Prevention of Vice Enforcers in Kabul;The Week of June 22-28Source: AFF;The Afghan Digest · 22 June 2026 · AFF; Afghan Digest · UCDP #633301 ↗
15 June 2026 · Takhar province · Khwaja Ghar district Sources: Taliban kill three gold miners in TakharSource: Hasht e Subh Daily · 17 June 2026 · Sources in Takhar · UCDP #634689 ↗
12 June 2026 · Hirat province · Hirat town Attack on the Repressive Taliban Enforcers in Herat;The Week of June 8-14Source: AFF;The Afghan Digest · 12 June 2026 · AFF; Afghan Digest · UCDP #631851 ↗
9 June 2026 · Hirat province · Jibril village Taliban Open Direct Fire on Herat Protesters as Demonstrations Against Women’s Arrests Escalate;Herat protests: Boy injured by direct Taliban fire die · 2 deaths(range 2–3)Source: Aamaj News;Hasht e Subh Daily;Hasht e Subh Daily;Kabul Now;K · 9 June 2026 · UNAMA; Local sources in Herat · UCDP #631121 ↗
Source: UCDP Georeferenced Event Dataset (Uppsala Conflict Data Program), file GEDEvent_v26_01_26_06.csv, CC BY 4.0 licence. We keep only incidents UCDP codes as "Clear" and whose location is precise enough to be placed — about 58% of the dataset. An incident may be revised, moved or withdrawn by UCDP in a later release: these figures describe a closed period, not a live situation.
What we do locate on the map are events in progress — earthquakes and disasters reported by USGS and GDACS (UN / European Commission), which do have real coordinates. Hover a dot for details, click to open it in this briefing.
What is happening in Afghanistan right now
Live alerts and level changes, each with its official source. Continuously updated.
No level change recorded for this country since the log opened. The live alerts above are updated continuously.
Level 4/4: in an emergency our assistance desk names the facility. The list below is OpenStreetMap, not a partner network. What public sources give around Kaboul: hospitals and clinics, nearest evacuation airport. In an emergency, one reflex: +41 22 ••• •• ••.
The closest to the city centre is Sajed Barakzai Speciality Hospital, 0.3 km away. A medical evacuation would depart from فرودگاه لوگر (OAA), 67.9 km from Kaboul.
🏥 Medical network — Kaboul
Sajed Barakzai Speciality Hospitalemergency department0.3 km from the centre of Kaboul
شفاخانه رایلemergency department0.5 km from the centre of Kaboul
شفاخانه امرجنسیemergency department0.6 km from the centre of Kaboul
Enayat Doctors Complexemergency department0.8 km from the centre of Kaboul
ملالۍ زیږنتونemergency department1.0 km from the centre of Kaboul
DK - German Medical Diagnostic Centreemergency department1.1 km from the centre of Kaboul · tel. +93 (0)706 060141
شفاجو روغتونemergency department1.1 km from the centre of Kaboul
رابعه بلخی روغتونemergency department1.1 km from the centre of Kaboul
✈️ فرودگاه لوگرOAA67.9 kmNearest evacuation airport from Kaboul — unlimited medical evacuation and repatriation included.
💱 Currency: AFN ؋ · 🗣 Language: Dari, Pashto In an emergency from Kaboul, your reflex remains +41 22 ••• •• •• — Full number in your client area.
None of these facilities is a Maximum Insurance “partner”, and none is presented as waiving upfront payment: this list is a reading of public map data, nothing more. A direct payment guarantee is arranged CASE BY CASE by our assistance desk, facility by facility and when the need arises — one number, +41 22 ••• •• ••.
What is the official risk level in Afghanistan today?
Level 4/4 ("Do Not Travel") according to the U.S. Department of State, retrieved on 16 September 2026. Maximum Insurance checks this official source every day.
What does Maximum Insurance do in Afghanistan?
The Pack VIP ($990 for twelve months, unlimited trips) covers CHF 1.5M emergency medical expenses, unlimited evacuation and repatriation, the direct payment guarantee in hospital, and a nominative certificate in the format visa applications require, Schengen included. The Pack VIP Extreme adds crisis management & security and Kidnap & Ransom (subject to eligibility).
How much does a medical repatriation from Afghanistan cost?
Observed costs range from 60 000 € to 150 000 € depending on severity and distance (Diversified Quotes, 2026). The Pack VIP covers evacuation and medical repatriation without cap, settled directly by the insurer.
Do I need an insurance certificate for a Afghanistan visa?
Many consulates require proof of international medical cover before issuing a visa — Schengen included for non-European travellers. Maximum Insurance issues the official named certificate on payment, accepted for these procedures.
What should I do if hospitalised in Afghanistan?
One reflex: call +41 22 ••• •• •• (24/7). Within our worldwide medical network — 45,000 medical providers — the insurer sends its direct payment guarantee: the hospital is settled directly, no deposit advanced by the traveller.
Is an Amex, Visa or Mastercard enough in Afghanistan?
These are travel-insurance options, with a public notice. At level 4/4 (Do Not Travel), several notices rule the trip out (Amex, exclusion no. 11; Mastercard Fortuneo, art. 5.5). Below that, the area exclusion generally does not apply — 90 days max, reimbursement afterwards, no visa certificate remain. The VIP Pack runs 12 months, pays the hospital, and issues the certificate on payment.
Are a health plan or a travel policy enough in Afghanistan?
A health plan treats you at home: the hospital here asks for a guarantee before admission. A travel policy has its own terms — often a territorial clause at level 4/4, and 90 days. Without the document (IPID number or PDF), we cannot say. Ask a Maximum Insurance expert to call you back.
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.