Your travel insurance, in your name
For you, your family, your own practice. A Swiss policy, amounts written in black and white, and one number answered at three in the morning — wherever you are.
You are
Everything that can happen to you on a trip — from hospital to homecoming
Tick what could happen to you — several if need be. The insurance policy guarantees and Maximum software features that answer your situation appear.
Tick a situation above to see what covers you.
Cover Pack VIPCover Pack VIP ExtremeMaximum software
Maximum software included with every subscription
Your policy, your documents, your pass — in one space
Two uses. The space. What travels with you.
Your space
Insured space
Certificate, card, invoices. Opened by email, no password.
Named insureds
Up to ten on the same policy. Each gets a record, a space, a pass.
Policy management
Cancellation, reactivation, documents to download again, with their reference.
Assisted claim
Insurer's official forms, pre-filled, signed on screen, within 30 days.
On the road
Mobile pass
Insured card on the home screen: name, QR, hospitalisation instruction. Readable offline.
Alert map
The official level of the destination, before leaving. Freely available.
How it works
Three moments: what you set up, what happens on the day, and what is left to do afterwards. Open the one you care about.
3 steps
1You subscribe›
Three minutes, no medical questionnaire
First name, last name, date of birth, nationality. No health questionnaire, no waiting period.
The policy runs twelve months. You can name up to ten insureds on the same purchase — each gets their certificate, card and area. The price is the same per person: there is no family rate.
The policy defines who can be insured: « les personnes ayant leur domicile ou leur résidence habituelle en Suisse ou qui résident dans un rayon de 75 km de la frontière suisse ou dans un pays où le preneur d'assurance a une filiale » (art. 2.2).
2You receive your documents›
Certificate and card, on payment
The named, dated certificate is issued immediately after payment, in the format visa applications ask for, Schengen included.
Your insured card carries your name, your reference, the QR a hospital desk scans and the hospitalisation instruction on the back. It goes on your phone's home screen and stays readable offline.
3You pack three things›
Your insured card, the emergency number and your health insurance card. Medical cover comes after your basic health cover.
3 steps
1You call before anything else›
One number, 24/7
Before the hospital, before a taxi, before your health insurer. That call is what opens the file.
2The hospital is settled›
3You have it certified the same day›
See a doctor the same day and leave with the certificate.
2 steps
1File the claim within thirty days›
You open your area, pick what happened, sign on screen. The official forms are already filled from your policy. Even from abroad.
See the form — the real screen, nothing is sent →
2Manage your policy from your subscriber area›
Your subscriber area opens with a link received by email, no password. All your documents are there. You can cancel, reactivate, re-download your documents at any time, prepare your trip, record your travel to find the nearest hospitals.
Get covered
Three minutes, secure Stripe payment. The certificate is issued immediately after payment.
Pack VIP
- Emergency medical expenses abroad — up to CHF/EUR/USD 1,500,000
- Medical evacuation and repatriation — unlimited, worldwide
- Search and rescue — up to CHF 50,000
- Direct payment guarantee — hospital bill settled directly with the facility
- Trip cancellation or modification — up to CHF 5,000
- Trip interruption — up to CHF 10,000
- Advance of funds (loss/theft of means of payment) — up to CHF 10,000
- Private liability abroad — up to CHF 1,000,000
- Accidental death or disability — up to CHF 150,000
- 24/7 medical emergency line — +41 22 ••• •• •• — one single number, in full in your client area
- Worldwide medical network — 45,000 medical providers
- Corporate assistance — included
Pack VIP Extreme
- Everything in the Pack VIP — included
- Trip cancellation or modification — up to CHF/EUR/USD 20,000 per person
- Special-risk cancellation (Module A) — up to CHF 5,000 per person (political event, attack, epidemic, natural disaster)
- Crisis management & Security — travel registration, proactive security monitoring, extraction and evacuation in case of riot, war, terrorism or natural disaster ✦ subject to eligibility
- Kidnap & Ransom — dedicated crisis managers (GC art. 18.4) ✦ subject to eligibility
Certificate emailed immediately after payment.
FREQUENT TRAVELER
12-month cover, paid once a year.
Frequently asked questions
Doesn't my premium card already cover me?
Partially, and under conditions people usually discover at claim time: far lower caps, limited trip duration, and the requirement to have paid for the trip with the card. Here the cover depends on no payment method, runs twelve months, and evacuation and medical repatriation are unlimited.
Am I covered on holiday, or only for work?
Your private trips are covered: the « private travel » extension is taken out on the policy, on annual validity (art. 2.6.1).
Can I cover my family on the same policy?
Yes, up to ten named insureds. Each gets their own certificate, card and area. The price is the same per person: there is no family rate.
Who settles the hospital?
The insurer — not Maximum, which is the broker. The table of benefits reads « Remboursement, avance ou prise en charge des frais réels »: three modes, and the insurer picks one case by case. What the policy guarantees is that « une avance est cependant accordée sur ces prestations » (art. 37.3). Either way, call the number BEFORE doing anything else.
Who can subscribe?
The policy defines who is insurable: « les personnes ayant leur domicile ou leur résidence habituelle en Suisse ou qui résident dans un rayon de 75 km de la frontière suisse ou dans un pays où le preneur d'assurance a une filiale » (art. 2.2). Check this before subscribing: it decides your eligibility.
What if I do not report straight away?
The deadline is thirty days. « After that, compensation may be reduced, or refused » (art. 35.7). Report even if everything went well.