🏢 Non-nominative pack

Cover your employees, without their names

The company pack covers a headcount, not a list of people: you declare the number of employees to protect, and their names are never requested. It is built for companies whose teams travel — turnover, open roles, replacements. It is available from five people. It costs $990 per employee per year, $2,290 on Extreme, on a 12-month contract paid once. The certificate in the company's name is emailed on payment.

Pack VIP — $990 / employee / year ✦ Pack VIP Extreme — $2,290

Your headcount covered× 30

No names required: you insure a headcount, not a list of people.

A headcount, not identities

You declare a number of covered employees. Names are never requested — ideal for large teams, turnover and open roles.

Immediate certificate

The general certificate is emailed on payment, in the company's name.

Evidence afterwards

In case of a claim, you simply evidence that the person belongs to the company: payroll register, employment contract.

What is covered

Pack VIP

  • Emergency medical expenses abroad — up to CHF/EUR/USD 1,500,000
  • Medical evacuation and repatriation — unlimited, worldwide
  • Search and rescue — up to CHF 50,000
  • Direct payment guarantee — hospital bill settled directly with the facility
  • Trip cancellation or modification — up to CHF 5,000
  • Trip interruption — up to CHF 10,000
  • Advance of funds (loss/theft of means of payment) — up to CHF 10,000
  • Private liability abroad — up to CHF 1,000,000
  • Accidental death or disability — up to CHF 150,000
  • 24/7 medical emergency line — +41 22 ••• •• •• — one single number, in full in your client area
  • Worldwide medical network — 45,000 medical providers
  • Corporate assistance — included

Pack VIP Extreme

  • Everything in the Pack VIP — included
  • Trip cancellation or modification — up to CHF/EUR/USD 20,000 per person
  • Special-risk cancellation (Module A) — up to CHF 5,000 per person (political event, attack, epidemic, natural disaster)
  • Crisis management & Security — travel registration, proactive security monitoring, extraction and evacuation in case of riot, war, terrorism or natural disaster ✦ subject to eligibility
  • Kidnap & Ransom — dedicated crisis managers (GC art. 18.4) ✦ subject to eligibility
Subscribe the pack
Pay in

From 5 people

12-month cover, paid once a year

Card: cover starts immediately. Bank transfer or SEPA Direct Debit: cover starts when funds are received, within 5 business days.

Frequently asked questions

Do we have to give the employees' names?

No. You declare a number of covered employees: names are never requested. In case of a claim, you simply show that the person is an employee — payroll register, employment contract.

How much does the company pack cost?

$990 per employee per year for the Pack VIP, $2,290 for the Pack VIP Extreme. The total follows the headcount you enter in the form, and the contract is paid once for 12 months.

Is there a minimum number of employees?

Yes, five. Below that, subscribing by name is the right route: each person receives a certificate in their own name, in the format visa applications require, which the pack's general certificate does not allow.

What happens when an employee joins or leaves?

Nothing to declare: you insure a headcount, not a list of people. Turnover, open roles and replacements require no contract update — which is what makes this route work for large teams.

When is the certificate issued?

The general certificate is emailed on payment, in the company's name. It is general, not nominative: that is the trade-off of a contract that asks for no names.

Do destinations have to be declared?

To subscribe, no: the pack is taken out on a headcount, not on a list of trips, and the form asks for no destination. Security cover, however, does require prior registration of trips to the countries the policy grades at its highest levels, and is refused otherwise — that is what the company workspace is for. Medical evacuation and repatriation are unlimited, worldwide. Cover applies outside the country of residence and is subsidiary to compulsory schemes; the exact territorial scope is set out in the general terms, available in your client area.

How long does the contract run?

A firm 12-month term from the start date you choose, paid in a single upfront payment. The form shows the first renewal date as soon as that date is entered.

Swiss insurer
45 000medical providers — worldwide network
FINMAWinHealth distribution — reg. no F01210623