Updated on 9 September 2026 ·
source checked daily
United Arab Emirates — official level as of 9 September 2026: Level 3/4 ("Reconsider Travel"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, CHF 1.5M, certificate on payment.
Four official readings
United StatesState Departmentsource ↗Our reference level — the one shown across this site
Is the whole country advised against?Except for imperative reasonsthe whole country is advised against, unless the reason is imperative
Level 3/4 — “Reconsider Travel”
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Nono restriction on the whole country+ red areas
our reading: some areas are classified red (formally advised against)
United KingdomFCDOsource ↗Added on top of the U.S. level, under its own rules: travel statuses
Is the whole country advised against?Nono restriction on the whole country
our reading: no travel advised against
source reviewed 24 July 2026
SwitzerlandFDFAsource ↗Advisory cited by the Maximum policy
Is the whole country advised against?Nono restriction on the whole country
our reading: the FDFA advises against no travel
These readings do not say the same thing. The United States says except for imperative reasons; France, the United Kingdom and Switzerland say no — a 1-band gap on our comparison scale.Our comparison reading: 22 August 2026
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
5 recorded incidents (UCDP)hover, click to open it in the briefing
Level 3/4 — Reconsider Travel
Checked on 9 September 2026 · U.S. State Department
Observed repatriation
30 000 € – 100 000 €
Country briefing
Get the PDF
The comparator
What is your current insurance?
The verdict
No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Observed repatriation cost — 30 000 € – 100 000 € by severity and distance (HelloSafe, 2025).
Travel covered
What the Pack VIP covers — including United Arab Emirates
Emergency medical expenses — CHF 1.5M
Medical evacuation & repatriation — unlimited
Hospitalisation — direct payment guarantee
Visa certificate (incl. Schengen) — nominative, issued on payment
$990 for twelve months, unlimited trips — or $99/month.
Conflict-zone extraction and Kidnap & Ransom fall under the Pack VIP Extreme (GC art. 18.4), with dedicated crisis management — these two guarantees are granted ✦ subject to eligibility.
Travelling only once? Below three trips a year, this contract is probably not for you.
Where, exactly?
What the national level does not tell you
The level is national. Risk areas are in the state advisories below.
U.S. State Department — the full advisory details the regions concerned and the reasons (crime, terrorism, kidnapping, civil unrest)
(read the advisory)
Foreign, Commonwealth & Development Office (United Kingdom) — the United Kingdom advises against no travel to this country · reviewed 24 July 2026 Last announced change : « Updated information about regional tensions, including information about recent strikes and retaliatory attacks by Iran ('Warnings insurance') page. » (read the advisory)
France Diplomatie — France classifies SOME AREAS of the country as red (travel formally advised against) — the advisory is geographic, check it for your exact destination (read the Security advisory)
No major event in progress is located in this country at this morning's check.
What happened, and where
Over 1 January 2026 → 30 June 2026, UCDP (Uppsala University) recorded 5 geolocated violent incidents in this country, for 5 documented deaths.
Most affected areas Abu Dhabi emirate 4 · Fujayrah emirate 1
Most recent incidents
3 April 2026 · Abu Dhabi emirate · Abu Dhabi city ONE EGYPTIAN CITIZEN KILLED IN ATTACK ON ABU DHABI'S HABSHAN GAS FACILITIES - ABU DHABI MEDIA OFFICE;ADNOC Gas says domestic demand still being met af · 1 deathSource: Reuters News;Reuters News;Reuters News · 3 April 2026 · Abu Dhabi Media Office · UCDP #624769 ↗
1 April 2026 · Fujayrah emirate · Fujayrah town ONE PERSON KILLED AFTER DRONE INTERCEPTION DEBRIS FELL ON FARM IN FUJAIRAH - FUJAIRAH MEDIA OFFICE;Iran attacks cause fire in Kuwait, Bahrain; kill ma · 1 deathSource: Reuters News;Al Jazeera English · 1 April 2026 · Fujairah Media Office · UCDP #624768 ↗
17 March 2026 · Abu Dhabi emirate · Abu Dhabi city Abu Dhabi confirms death of Pakistani expat after shrapnel falls in Bani Yas area · 1 deathSource: Khaleej Times · 17 March 2026 · authorities · UCDP #624764 ↗
16 March 2026 · Abu Dhabi emirate · Abu Dhabi city UAE says 7 killed in Iranian missile, drone attacks since Feb. 28 · 1 deathSource: Xinhua News Agency · 16 March 2026 · UAE Defense Ministry · UCDP #624762 ↗
28 February 2026 · Abu Dhabi emirate · Abu Dhabi city ONE PERSON KILLED IN ABU DHABI AFTER UAE INTERCEPTS IRANIAN MISSILES - STATE NEWS AGENCY;One dead as Iranian missiles strike wealthy Gulf;Two dead as · 1 deathSource: Reuters News;Agence France Presse;Agence France Presse;Agenc · 28 February 2026 · ministry of defence, witnesses · UCDP #622606 ↗
Source: UCDP Georeferenced Event Dataset (Uppsala Conflict Data Program), file GEDEvent_v26_01_26_06.csv, CC BY 4.0 licence. We keep only incidents UCDP codes as "Clear" and whose location is precise enough to be placed — about 58% of the dataset. An incident may be revised, moved or withdrawn by UCDP in a later release: these figures describe a closed period, not a live situation.
What we do locate on the map are events in progress — earthquakes and disasters reported by USGS and GDACS (UN / European Commission), which do have real coordinates. Hover a dot for details, click to open it in this briefing.
What is happening in United Arab Emirates right now
Live alerts and level changes, each with its official source. Continuously updated.
No level change recorded for this country since the log opened. The live alerts above are updated continuously.
You opened this page from Dubaï. The network below is that city's, not Abu Dhabi (the capital). The advisory level remains national. Hospitals with emergency rooms, nearest evacuation airport and live alerts — public data (OpenStreetMap, GDACS), computed live. In an emergency, one reflex: +41 22 ••• •• ••.
Frequently asked questions — travel insurance United Arab Emirates
What is the official risk level in United Arab Emirates today?
Level 3/4 ("Reconsider Travel") according to the U.S. Department of State, retrieved on 9 September 2026. Maximum Insurance checks this official source every day.
What does Maximum Insurance do in United Arab Emirates?
The Pack VIP ($990 for twelve months, unlimited trips) covers CHF 1.5M emergency medical expenses, unlimited evacuation and repatriation, the direct payment guarantee in hospital, and a nominative certificate in the format visa applications require, Schengen included. The Pack VIP Extreme adds crisis management & security and Kidnap & Ransom (subject to eligibility).
How much does a medical repatriation from United Arab Emirates cost?
Observed costs range from 30 000 € to 100 000 € depending on severity and distance (HelloSafe, 2025). The Pack VIP covers evacuation and medical repatriation without cap, settled directly by the insurer.
Do I need an insurance certificate for a United Arab Emirates visa?
Many consulates require proof of international medical cover before issuing a visa — Schengen included for non-European travellers. Maximum Insurance issues the official named certificate on payment, accepted for these procedures.
What should I do if hospitalised in United Arab Emirates?
One reflex: call +41 22 ••• •• •• (24/7). Within our worldwide medical network — 45,000 medical providers — the insurer sends its direct payment guarantee: the hospital is settled directly, no deposit advanced by the traveller.
Is an Amex, Visa or Mastercard enough in United Arab Emirates?
These are travel-insurance options, with a public notice. At level 4/4 (Do Not Travel), several notices rule the trip out (Amex, exclusion no. 11; Mastercard Fortuneo, art. 5.5). Below that, the area exclusion generally does not apply — 90 days max, reimbursement afterwards, no visa certificate remain. The VIP Pack runs 12 months, pays the hospital, and issues the certificate on payment.
Are a health plan or a travel policy enough in United Arab Emirates?
A health plan treats you at home: the hospital here asks for a guarantee before admission. A travel policy has its own terms — often a territorial clause at level 4/4, and 90 days. Without the document (IPID number or PDF), we cannot say. Ask a Maximum Insurance expert to call you back.
Travelling to Dubaï, Abou Dhabi: what changes
The published advisory level is national, but risk is not: business hubs (Dubaï, Abou Dhabi) do not share the profile of border areas. The medical network shown here is computed around Dubaï — the city you searched for — not around Abu Dhabi, the capital. Before a specific trip, always cross-check your country of residence's advisory: that is what your policy cites.
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.