Updated on 9 September 2026 ·
source checked daily
Mexico — official level as of 9 September 2026: Level 2/4 ("Exercise Increased Caution"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, CHF 1.5M, certificate on payment.
Four official readings
United StatesState Departmentsource ↗Our reference level — the one shown across this site
Is the whole country advised against?Nono restriction on the whole country
Level 2/4 — “Exercise Increased Caution”levels 1 and 2 are advice to be careful, not travel restrictions
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Nono restriction on the whole country+ red areas
our reading: some areas are classified red (formally advised against)
United KingdomFCDOsource ↗Added on top of the U.S. level, under its own rules: travel statuses
Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: all but essential travel advised against to parts of the country
source reviewed 16 July 2026
SwitzerlandFDFAsource ↗Advisory cited by the Maximum policy
Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: Switzerland’s FDFA advises against travel to certain regions
advice published 20.07.2026
The four readings on record agree: no restriction on the whole country — France still flags red areas; the United Kingdom still flags parts of the country; Switzerland still flags parts of the country.Our comparison reading: 22 August 2026
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
1 event in progress120 recorded incidents (UCDP)hover, click to open it in the briefing
Level 2/4 — Exercise Increased Caution
Checked on 9 September 2026 · U.S. State Department
Observed repatriation
14 000 € – 200 000 €
Country briefing
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The comparator
What is your current insurance?
The verdict
No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Travelling only once? Below three trips a year, this contract is probably not for you.
Where, exactly?
What the national level does not tell you
The level is national. Risk areas are in the state advisories below.
U.S. State Department — the full advisory details the regions concerned and the reasons (crime, terrorism, kidnapping, civil unrest)
(read the advisory)
Foreign, Commonwealth & Development Office (United Kingdom) — the United Kingdom advises against all but essential travel to parts · reviewed 3 September 2026 Last announced change : « Information about Hurricane Marie causing intense rain across state of Baja California Sur ('Warnings and insurance' page) » (read the advisory)
France Diplomatie — France classifies SOME AREAS of the country as red (travel formally advised against) — the advisory is geographic, check it for your exact destination (read the Security advisory)
1 event located on the map
Cyclone — Mexico — GDACS report in progress — UN / European Commission (source)
What happened, and where
Over 1 January 2026 → 30 June 2026, UCDP (Uppsala University) recorded 693 geolocated violent incidents in this country, for 654 documented deaths.
Most affected areas Sinaloa state 293 · Guanajuato state 194 · Baja California state 121 · Chihuahua state 52 · Guerrero state 29 · Tabasco state 3
Most recent incidents
30 June 2026 · Baja California state · Tijuana municipality Lifeless man found inside an SUV in Divina Providencia · 1 deathSource: El Sol de Tijuana · 30 June 2026 · El Sol de Tijuana · UCDP #635404 ↗
30 June 2026 · Guanajuato state · Celaya town Armed men storm a house and kill a man in Los Olivos. · 1 deathSource: El Sol del Bajío · 30 June 2026 · El Sol del Bajío · UCDP #635319 ↗
29 June 2026 · Baja California state · Tijuana town Man found executed and bound under the Punta Bandera bridge. · 1 deathSource: El Sol de Tijuana · 29 June 2026 · El Sol de Tijuana · UCDP #635409 ↗
28 June 2026 · Guanajuato state · Apaseo El Grande town Three men found dead in Apaseo el Grande · 3 deathsSource: El Sol del Bajío · 28 June 2026 · El Sol del Bajío · UCDP #635316 ↗
28 June 2026 · Guanajuato state · Pueblo Nuevo town Man shot dead just meters from the Pueblo Nuevo Municipal Hall.Source: El Sol de Irapuato · 28 June 2026 · El Sol de Irapuato · UCDP #635327 ↗
28 June 2026 · Sinaloa state · Culiacán town Another man found murdered and wrapped in a blanket near Stanza, Cantabria · 1 deathSource: El Sol de Sinaloa · 28 June 2026 · El Sol de Sinaloa · UCDP #635496 ↗
Source: UCDP Georeferenced Event Dataset (Uppsala Conflict Data Program), file GEDEvent_v26_01_26_06.csv, CC BY 4.0 licence. We keep only incidents UCDP codes as "Clear" and whose location is precise enough to be placed — about 58% of the dataset. An incident may be revised, moved or withdrawn by UCDP in a later release: these figures describe a closed period, not a live situation.
What we do locate on the map are events in progress — earthquakes and disasters reported by USGS and GDACS (UN / European Commission), which do have real coordinates. Hover a dot for details, click to open it in this briefing.
What is happening in Mexico right now
Live alerts and level changes, each with its official source. Continuously updated.
No level change recorded for this country since the log opened. The live alerts above are updated continuously.
Hospitals with emergency rooms, nearest evacuation airport and live alerts — public data (OpenStreetMap, GDACS), computed live. In an emergency, one reflex: +41 22 ••• •• ••.
Level 2/4 ("Exercise Increased Caution") according to the U.S. Department of State, retrieved on 9 September 2026. Maximum Insurance checks this official source every day.
What does Maximum Insurance do in Mexico?
The Pack VIP ($990 for twelve months, unlimited trips) covers CHF 1.5M emergency medical expenses, unlimited evacuation and repatriation, the direct payment guarantee in hospital, and a nominative certificate in the format visa applications require, Schengen included. The Pack VIP Extreme adds crisis management & security and Kidnap & Ransom (subject to eligibility).
How much does a medical repatriation from Mexico cost?
Observed costs range from 14 000 € to 200 000 € depending on severity and distance (Mexperience, 2026). The Pack VIP covers evacuation and medical repatriation without cap, settled directly by the insurer.
Do I need an insurance certificate for a Mexico visa?
Many consulates require proof of international medical cover before issuing a visa — Schengen included for non-European travellers. Maximum Insurance issues the official named certificate on payment, accepted for these procedures.
What should I do if hospitalised in Mexico?
One reflex: call +41 22 ••• •• •• (24/7). Within our worldwide medical network — 45,000 medical providers — the insurer sends its direct payment guarantee: the hospital is settled directly, no deposit advanced by the traveller.
Is an Amex, Visa or Mastercard enough in Mexico?
These are travel-insurance options, with a public notice. At level 4/4 (Do Not Travel), several notices rule the trip out (Amex, exclusion no. 11; Mastercard Fortuneo, art. 5.5). Below that, the area exclusion generally does not apply — 90 days max, reimbursement afterwards, no visa certificate remain. The VIP Pack runs 12 months, pays the hospital, and issues the certificate on payment.
Are a health plan or a travel policy enough in Mexico?
A health plan treats you at home: the hospital here asks for a guarantee before admission. A travel policy has its own terms — often a territorial clause at level 4/4, and 90 days. Without the document (IPID number or PDF), we cannot say. Ask a Maximum Insurance expert to call you back.
Travelling to Mexico, Cancún: what changes
The published advisory level is national, but risk is not: business hubs (Mexico, Cancún) do not share the profile of border areas. The medical network shown on this page is computed around Mexico City — real hospitals, evacuation airport and live alerts. Before a specific trip, always cross-check your country of residence's advisory: that is what your policy cites.
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.