Maximum Alerts / United States
United States
Level read 16 October 2026 · source checked daily
United States — as of 16 October 2026, the U.S. Department of State publishes no travel advisory for this country, so there is no official level to cite here. No advisory is not a green light: it means no level has been published, not that the risk is nil. Maximum Insurance covers this country.
One source could not be read: the cell says so — that is not an answer.
How we read these four advisories
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
12 events in progress2 recorded incidents (UCDP)hover, click to open it in the briefing
In a life-threatening emergency, call local emergency services first, then Maximum: +41 22 ••• •• •• — 24/7 support number, an adviser stays with you to the end.
What Maximum knows
The 207 country pages — hospitals, pharmacies, police, embassies, emergency numbers, official advice from four governments, health, safety in figures, events in progress — read around the city you name. Your policy — benefits, the six steps, claims, articles. The site — prices, certificate, subscription. Nothing else: what it does not know, it says so and hands you to an adviser.
What I say on the phone
- I am insured with Maximum, here is my policy number. Where should I go? Send me to a hospital in the Maximum network.
- Send the payment guarantee to the hospital: I do not want to pay anything up front.
- For non-urgent transport or repatriation, tell me what you authorise and arrange. In a life-threatening emergency, I call local emergency services immediately.
What to do, in this order
1Contact assistance without delay›
In immediate danger, call local emergency services first. Then contact assistance without delay; before engaging a service, seek approval under your policy. Cover is confirmed by the insurer.
2Ask where to get care›
Ask assistance where to get care and whether direct cover can be arranged. It confirms the facility and seeks the insurer's approval under your policy. In immediate danger, call local emergency services first.
3See a doctor the same day›
Even for a pain you meant to shrug off. Without a medical certificate written on the spot, the same day, the insurer cannot cover the event — a certificate written after you return does not count.
4Admitted? Have the hospital front desk call Maximum›
The hospital desk sends the request to assistance. Direct payment depends on the insurer's approval and the policy; the call alone does not guarantee it. Have the response confirmed before relying on no up-front payment.
5For non-urgent transport, seek assistance approval›
In a life-threatening emergency, call local emergency services immediately. For an arranged transfer or repatriation, contact assistance: the insurer's medical team decides on measures under the policy. A medical flight booked without approval may not be reimbursed.
6Once home, report the claim within 30 days›
Even if everything went well on the ground. Send your invoices and the medical report within 30 days; after that, compensation may be reduced or refused.
Places read from OpenStreetMap, within a circle of about 12 km: phone, email, address, website and hours when the source publishes them. No customer reviews, that source has none. Straight-line distances.
What is your current insurance?
Notices vary by bank and vintage — yours prevails. On the right: the Maximum contract (public documents).
What is happening in United States right now
Live alerts and level changes, each with its official source. Continuously updated.
What governments have just written
Le Nord-Ouest des Etats-Unis continue de subir des feux de forêt importants, avec 50 grands incendies non maîtrisés dans les États de Washington (près de Spokane et Little Giant) et de l'Oregon (Coleman Creek, Rowe Creek et Big Grass). Des évacuations et des fermetures de routes restent en vigueur dans certaines localités de ces Etats. Il est recommandé de faire preuve d’une grande vigilance lors des déplacements dans ces États et de suivre les instructions des autorités…
France Diplomatie (in French) · posted 5 August 2026 · updated 7 August 2026diplomatie.gouv.fr ↗updated 02.10.2026 · read 15.10.2026Health – Outbreak Monitoring – Dengue in Hillsborough County, Florida (updated)
October 15, 2026 08:53 EDTtravel.gc.ca ↗updated 15.10.2026 · read 15.10.2026No level change recorded for this country since the log opened. The live alerts above are updated continuously.
Frequently asked questions — travel insurance United States
What is the official risk level in United States today?
The State Department does not rate its own country: read the three other official readings.
- Is the whole country advised against? France: no · United Kingdom: no · Switzerland: no (reading of 27 September 2026).
- Contractually, only an FDFA, FOPH or WHO advisory against the trip opens Module A (art. 18.1) — that is not the case today.
- We check these sources every morning and e-mail you the day one changes (Alerts button).
Sourcestravel.state.gov · read 16.10France Diplomatie · updated 02.10 · read 15.10DFAE · updated 20.07 · read 15.10207-country comparison
Is the whole of United States advised against, or only some areas?
An area advised against does not rule out the country.
- Official answers: France: no · United Kingdom: no · Switzerland: no.
- Keep your country of residence's advisory on booking day and on departure day: that is what your policy's clauses cite.
SourcesFrance Diplomatie · updated 02.10 · read 15.10Foreign Office · updated 18.08 · read 15.10State Department · read 16.10
What are the entry requirements for United States with my passport?
The rules depend on the passport, not on the destination alone.
- French passport (France Diplomatie): French nationals no longer need Covid-19 vaccination to enter the United States by air, land, or sea as of 12 May 2023. French nationals with electronic or biometric passports can enter the United States visa-free under the Visa Waiver Program with ESTA authorization for tourism or business stays up to 90 days. French nationals applying for new visas must now indicate their sex at birth on the application form, per the presidential decree of 20 January 2025.
- British passport (Foreign Office): British citizens must obtain either a valid US visa or approved ESTA before travelling to the United States. Your passport must remain valid for the entire duration of your planned stay in the United States. Overstaying your permitted time in the US may result in detention, deportation, and future bans on re-entry.
- American passport: the requirements are on the State Department country page (travel.state.gov).
- Swiss passport: the FDFA refers you to the destination's embassy in Switzerland.
- Pick your passport at the top of Before you go › Entry: the official text that concerns you comes first, with its “In brief” summary.
SourcesFrance Diplomatie · updated 02.10 · read 15.10Foreign Office · updated 18.08 · read 15.10State Department · read 16.10
Do I need an insurance certificate for a United States visa?
For a Schengen visa, yes: at least €30,000 of travel medical insurance (Regulation (EC) No 810/2009, art. 15).
- Many other countries ask for it on entry or for a visa, case by case: check Before you go › Entry, with your passport.
- Subscribe: the named certificate arrives by e-mail on payment, with your name, dates and limits (EUR 1.5M medical expenses, unlimited evacuation and repatriation) — the ones consulates check.
- Attach it to the visa file; if in doubt about the format, write to us.
SourcesRegulation (EC) 810/2009, art. 15General conditions, policy 20 00 479
What does Maximum Insurance do in United States, concretely?
VIP Pack — €990 for twelve months, unlimited trips.
- EUR 1.5M emergency medical expenses, unlimited medical evacuation and repatriation, search and rescue EUR 50,000, cancellation or change EUR 5,000.
- One 24/7 number, +41 22 ••• •• ••: Maximum sends its direct payment guarantee to the hospital (art. 2.12).
- Network of 45,000 providers (art. 6.9); evacuation is decided, organised and paid by Maximum's medical team if the local facility is not enough (art. 6.2.2).
- Around Washington D.C., the nearest hospital read from OpenStreetMap: George Washington University Hospital · 1.4 km · +1 202-715-4000 · 24/7 emergency room.
- Named certificate by e-mail on payment, no medical questionnaire.
SourcesGeneral conditions, policy 20 00 479OpenStreetMap · read 13.10
How much does a medical repatriation from United States cost?
From 55 000 € to 260 000 € depending on severity and distance (Staysure (sinistres 2023-24), 2025).
- Without cover: the hospital asks for a deposit before admission, and the medical flight is paid up front.
- With the VIP Pack: the evacuation is decided and settled by Maximum (art. 6.2.2) — no advance, no cap.
SourcesStaysure (sinistres 2023-24), 2025General conditions, policy 20 00 479
What should I do if hospitalised in United States?
Six steps, in this order.
- 1. Call +41 22 ••• •• •• before paying anything, or have the front desk call: it is the condition for full cover (otherwise: reduced or refused benefits).
- 2. Ask for a hospital in the Maximum network (art. 6.9) — the nearest: George Washington University Hospital · 1.4 km · +1 202-715-4000 · 24/7 emergency room.
- 3. See a doctor the same day and leave with the certificate: without an on-the-spot finding, nothing is covered (art. 33).
- 4. Admitted for more than 24 h? The front desk calls Maximum: direct payment guarantee, no deposit (art. 2.12).
- 5. Book no ambulance or flight yourself (art. 6.2.2).
- 6. Once home, file within 30 days (art. 35.7).
- Local emergency services: single number 911.
SourcesSpecial conditions 01.26General conditions, policy 20 00 479
Which emergency numbers in United States?
Local emergency services: single number 911
- Maximum, 24/7, before any payment: +41 22 ••• •• ••.
- France — Résidence de France (2.9 km) · +1 202 944 60
- Switzerland — Residence of the Ambassador of Switzerland (4.1 km)
- United Kingdom — British Defence Staff (3.6 km) · +1 202-588-6500
- United States — Permanent Mission of the United States to the United Nations (333.4 km) · +1-212-415-4000
- Save these numbers before leaving; in immediate danger, call local emergency services first, then Maximum.
SourcesEmergencyNumberAPI · Wikidata · read 08.10OpenStreetMap · read 13.10
Is an Amex, Visa or Mastercard enough in United States?
Card by card:
- Amex Platinum — No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
- Visa — No express area exclusion — but a €156,000 cap, 90 days, and the war/instability exclusion in the background.
- Mastercard — No exclusion in play at this level — but a €155,000 cap and 90 covered days.
- Three lines to read in your notice: the duration (often 90 days per trip), the settlement (reimbursement afterwards or direct payment of the hospital) and the area exclusion at level 4/4.
SourcesAmex Platinum France T&Cs, 01.2025 — general exclusion n° 11BNP Paribas Visa Infinite notice (policy PT7), 04.2025 — comFortuneo World Elite Mastercard notice, 01.2026 — art. 5.5 '
Are a health plan or a travel policy enough in United States?
A health plan reimburses at home; here, the hospital asks for a payment guarantee before admission.
- Health plan — A health plan treats you at home. Here the hospital asks for a guarantee before admission — not a later reimbursement.
- Travel policy — No area exclusion at this level — compare cap, deductible and covered duration.
- A travel policy often has a territorial clause at level 4/4 and a 90-day limit per trip.
- Have your IPID number or the PDF of the terms and ask an expert to call you back: the answer is in the document, not in the brochure.
SourcesGeneral conditions, policy 20 00 479
How do I use the medical network on this page?
Around Washington D.C.: 80 hospitals and clinics, 9 with a 24/7 emergency room, 40 pharmacies, 40 doctors' practices (OpenStreetMap, hospital list read on 13.10.2026).
- Type your city, hotel or beach: the map re-centres, 24/7 emergency rooms come first.
- Each row gives the phone when the source publishes it, the nearest street, directions and the Google Maps listing.
- The PDF briefing repeats the same places, numbered on a printable map.
- No customer reviews: OpenStreetMap has none, and we invent none.
Which vaccines and health precautions for United States?
The sourced detail is under Medical network › Health: vaccines, diseases present, altitude, outbreaks.
- France Diplomatie reports in the country: dengue, chikungunya — mosquito protection day and night.
- WHO: 2 outbreak alert(s) for this country in the last 24 months, including “Avian Influenza A(H5N5)- United States of America” (5 December 2025).
- See a doctor or a travel clinic 8 weeks before departure (Foreign Office).
- Carry your medicines in their packaging, with a prescription using international non-proprietary names (France Diplomatie).
SourcesCDC Travelers' HealthFrance Diplomatie · updated 02.10 · read 15.10OMS · updated 05.12 · read 15.10Foreign Office · updated 18.08 · read 15.10
Can I be treated in United States, or will I be evacuated?
3.7 physicians per 1,000 people (2022) versus 4.5 in Switzerland.
- 2.7 hospital beds per 1,000 people versus 4.4 in Switzerland (World Bank).
- Medical density comparable to Switzerland: the local network handles most cases; repatriation remains a question of convalescence and cost. Health spending of 13,473 USD per person (Switzerland: 11,784): expensive care, settled directly by the insurer with the payment guarantee.
- When the local facility is not enough, Maximum's medical team decides the evacuation to a suitable centre, and pays for it (art. 6.2.2).
SourcesWorld Bank · read 10.10General conditions, policy 20 00 479
United States: safety, in figures?
5.8 homicides per 100,000 people (2023) versus 0.6 in Switzerland and 1.3 in France.
- 12.7 road deaths per 100,000 people versus 2.2 in Switzerland (World Bank, WHO).
- UCDP (Uppsala University): 2 geolocated violent incidents, 4 deaths over the last closed period, each placed on the map.
- The homicide rate is 10 times Switzerland's: violence is a real risk there, concentrated in the areas named by the official advisories. On the road, 6 times more deaths than in Switzerland: road crashes are the leading cause of death of healthy travellers (CDC) — seat belt, no night driving, a driver or a taxi from a rank.
Where is my embassy in United States, and why register?
The nearest representations, by passport (OpenStreetMap):
- France — Résidence de France (2.9 km) · +1 202 944 60
- Switzerland — Residence of the Ambassador of Switzerland (4.1 km)
- United Kingdom — British Defence Staff (3.6 km) · +1 202-588-6500
- United States — Permanent Mission of the United States to the United Nations (333.4 km) · +1-212-415-4000
- Register before leaving: France: Ariane · Switzerland: Travel Admin · United Kingdom: Foreign Office alerts · United States: STEP.
- Two minutes, and in a crisis your country's authorities can reach you and count you in an evacuation.
- Pick your passport at the top of Contacts: your embassy comes first.
SourcesOpenStreetMap · read 13.10DFAE · updated 20.07 · read 15.10
Which regions of United States should I avoid, precisely?
No region is advised against by the official readings checked (Global Affairs Canada, Foreign Office and France Diplomatie): the national advice applies everywhere.
- Your point (Washington): country-wide vigilance.
- Maximum does not exclude these areas: the VIP Pack covers care and repatriation there (sanctions, embargoes and a country already at war at departure remain enforceable).
SourcesGlobal Affairs Canada · updated 15.10 · read 15.10Foreign Office · updated 18.08 · read 15.10France Diplomatie · updated 02.10 · read 15.10
Which laws and customs should I know in United States?
Local laws apply to every traveller; here is what the official texts say.
- Carry government-issued photo identification and photocopies of your passport's identification page; authorities may request proof of legal status at any time.
- Do not attempt to cross the Canada-U.S. border with any amount of cannabis in any form; you risk legal prosecution, fines, and jail time, even if traveling to a state where cannabis is legal.
- Pack prescription medications in original packaging with dispensary labels showing your name, drug name, dosage, and DIN; carry a duplicate prescription and physician's note if carrying syringes; limit to 90 days' supply.
- Declare all currency, cheques, money orders, travellers' cheques, or convertible assets exceeding US$10,000 to U.S. Customs and Border Protection; failure to declare risks civil and criminal penalties including currency seizure.
- Never cross the Canada-U.S. border with a hitchhiker or as a hitchhiker; as a driver, you are responsible for passengers' belongings and actions, even if unaware of illegal items.
SourcesGlobal Affairs Canada · updated 15.10 · read 15.10Foreign Office · updated 18.08 · read 15.10
Who can I call at any hour from United States?
Every foreign ministry runs a 24/7 emergency line for its nationals.
- France — Crisis and Support Centre — French Ministry for Europe and Foreign Affairs: +33 1 53 59 11 00. 24/7 emergency line, standard rate. First contact abroad: the French embassy or consulate.
- Switzerland — FDFA Helpline: +41 58 465 33 33 · +41 800 24 7 365. 24/7, 365 days a year — helpline@eda.admin.ch. Beware of scam calls spoofing these numbers.
- United Kingdom — Foreign, Commonwealth & Development Office: +44 20 7008 5000. 24 hours, for British nationals.
- United States — Overseas Citizens Services — U.S. Department of State: +1 202 501 4444 · +1 888 407 4747. From abroad; the second number from the U.S. and Canada.
- On site, Résidence de France: +1 202 944 60.
Sourcesdiplomatie.gouv.fr · updated 02.10 · read 15.10eda.admin.ch · updated 20.07 · read 15.10
What should I keep after leaving United States, and how do I file a claim?
Keep the entry stamp, the invoices, the prescriptions and the medical report.
- File within 30 days (art. 35.7) from your client area, with the documents; the official forms are pre-filled.
- Costs advanced on site are reimbursed against receipts.
- Fever, persistent diarrhoea or a rash in the following weeks? See a doctor and say where you have been — dengue, chikungunya circulate in the country (France Diplomatie).
SourcesGeneral conditions, policy 20 00 479
What does the Pack VIP Extreme add?
Cancellation or change up to EUR 20,000, special risk EUR 5,000 per person, crisis management and security, optional Kidnap & Ransom.
- Special risk (Module A): political event, attack, epidemic, natural disaster — opens when the FDFA, the FOPH or WHO advise against the trip (art. 18.1).
- Epidemic: assistance must be requested within 7 days of the WHO or FDFA qualification (art. 36.2).
- Crisis management and security: trip registration, monitoring, extraction, evacuation in case of riot, war, terrorism or disaster; Kidnap & Ransom subject to eligibility (art. 18.4).
- €2,290 a year, unlimited trips.
SourcesGeneral conditions, policy 20 00 479
A question not answered here? Ask Maximum below, or call the support number: every question gets a clear, actionable answer.
In a life-threatening emergency, call local emergency services first, then Maximum: +41 22 ••• •• •• — 24/7 support number, an adviser stays with you to the end.
What Maximum knows
The 207 country pages — hospitals, pharmacies, police, embassies, emergency numbers, official advice from four governments, health, safety in figures, events in progress — read around the city you name. Your policy — benefits, the six steps, claims, articles. The site — prices, certificate, subscription. Nothing else: what it does not know, it says so and hands you to an adviser.
Travelling to New York, Los Angeles, Miami: what changes
The published advisory level is national, but risk is not: business hubs (New York, Los Angeles, Miami) do not share the profile of border areas. The medical network shown on this page is computed around Washington D.C. — real hospitals, evacuation airport and live alerts. Before a specific trip, always cross-check your country of residence's advisory: that is what your policy cites.
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.