Maximum Alerts / Brazil

BrazilLevel 2/4

Updated on 9 September 2026 · source checked daily

Brazil — official level as of 9 September 2026: Level 2/4 ("Exercise Increased Caution"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, CHF 1.5M, certificate on payment.

Four official readings
United StatesState Departmentsource ↗Our reference level — the one shown across this site
Is the whole country advised against?Nono restriction on the whole country
Level 2/4 — “Exercise Increased Caution”levels 1 and 2 are advice to be careful, not travel restrictions
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Nono restriction on the whole country+ red areas
our reading: some areas are classified red (formally advised against)
United KingdomFCDOsource ↗Added on top of the U.S. level, under its own rules: travel statuses
Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: all but essential travel advised against to parts of the country
source reviewed 11 May 2026
SwitzerlandFDFAsource ↗Advisory cited by the Maximum policy
Is the whole country advised against?Nono restriction on the whole country
our reading: the FDFA advises against no travel
The four readings on record agree: no restriction on the whole country — France still flags red areas; the United Kingdom still flags parts of the country.Our comparison reading: 22 August 2026

All 207 countries compared, advisory by advisory →

How we read these four advisories

Every country has its own scale, so we ask them all the same question: is the whole country advised against?

An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.

The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.

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Regional map…

41 recorded incidents (UCDP)hover, click to open it in the briefing

Level 2/4 — Exercise Increased Caution Checked on 9 September 2026 · U.S. State Department
Observed repatriation
30 000 € – 200 000 €
Country briefing
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The comparator

What is your current insurance?

The verdict
No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Line by line
Cover
With your Amex Platinum
Territorial exclusion at this level
No territorial exclusion at this level — the clause targets countries your government advised against travelling to
Covered — the core of the Maximum contract
Medical expenses cap abroad
€2M — but 10% deductible (€150–500), insurer's prior approval, trip paid with the Card
CHF 1.5M emergency medical expenses
Hospital deposit before admission
Advance possible — prior approval required before care
Direct payment guarantee: the insurer settles the hospital
Trip duration covered
Maximum 90 consecutive days per trip
12 months, unlimited trips
Visa certificate (incl. Schengen)
Not provided
Official named certificate, issued on payment

Notices vary by bank and vintage — yours prevails. On the right: the Maximum contract (public documents).

Your next stay in Brazil

We check for you whether your current cover holds for your next stay in Brazil.

You
Your current cover
Length of this stay

A Maximum expert calls you back, goes through your cover with you, and tells you what holds — and what is missing. Free, no commitment.

On the ground

The real medical network around São Paulo

You opened this page from São Paulo. The network below is that city's, not Brasília (the capital). The advisory level remains national. What public sources give around São Paulo: hospitals and clinics, nearest evacuation airport. In an emergency, one reflex: +41 22 ••• •• ••.

The closest to the city centre is Medicina Diagnóstica Lavoisier, 0.8 km away. A medical evacuation would depart from Aeroporto Campo de Marte (RTE), 4.3 km from São Paulo.

🏥 Medical network — São Paulo
  • Medicina Diagnóstica Lavoisieremergency department0.8 km from the centre of São Paulo · tel. +55 11 3047-4488
  • Ambulatório do Sindicato dos Metalúrgicos de São Pauloemergency department0.8 km from the centre of São Paulo
  • Hospital Pérola Byingtonemergency department1.0 km from the centre of São Paulo · tel. +55 11 3248-8000
  • Hospital Leforte Liberdadeemergency department1.2 km from the centre of São Paulo · tel. +55 11 3345-2000
  • Hospital Sancta Maggioreemergency department1.3 km from the centre of São Paulo · tel. +55 11 4085-9810
  • Santa Margioreemergency department1.4 km from the centre of São Paulo
  • Santa casaemergency department1.5 km from the centre of São Paulo
  • Santa Casa de São Pauloemergency department1.5 km from the centre of São Paulo · tel. +55 11 2176-7000
✈️ Aeroporto Campo de MarteRTE4.3 kmNearest evacuation airport from São Paulo — unlimited medical evacuation and repatriation included.
💱 Currency: BRL R$ · 🗣 Language: Portuguese
In an emergency from São Paulo, your reflex remains +41 22 ••• •• ••Full number in your client area.

None of these facilities is a Maximum Insurance “partner”, and none is presented as waiving upfront payment: this list is a reading of public map data, nothing more. A direct payment guarantee is arranged CASE BY CASE by our assistance desk, facility by facility and when the need arises — one number, +41 22 ••• •• ••.

Sources: facilities and airport are recorded in OpenStreetMap — data © OpenStreetMap contributors, available under the Open Database License (ODbL). Distances are straight-line, measured from the centre of São Paulo: a real journey is always longer.

Frequently asked questions — travel insurance Brazil

What is the official risk level in Brazil today?

Level 2/4 ("Exercise Increased Caution") according to the U.S. Department of State, retrieved on 9 September 2026. Maximum Insurance checks this official source every day.

What does Maximum Insurance do in Brazil?

The Pack VIP ($990 for twelve months, unlimited trips) covers CHF 1.5M emergency medical expenses, unlimited evacuation and repatriation, the direct payment guarantee in hospital, and a nominative certificate in the format visa applications require, Schengen included. The Pack VIP Extreme adds crisis management & security and Kidnap & Ransom (subject to eligibility).

How much does a medical repatriation from Brazil cost?

Observed costs range from 30 000 € to 200 000 € depending on severity and distance (France Diplomatie (santé Brésil), 2026). The Pack VIP covers evacuation and medical repatriation without cap, settled directly by the insurer.

Do I need an insurance certificate for a Brazil visa?

Many consulates require proof of international medical cover before issuing a visa — Schengen included for non-European travellers. Maximum Insurance issues the official named certificate on payment, accepted for these procedures.

What should I do if hospitalised in Brazil?

One reflex: call +41 22 ••• •• •• (24/7). Within our worldwide medical network — 45,000 medical providers — the insurer sends its direct payment guarantee: the hospital is settled directly, no deposit advanced by the traveller.

Is an Amex, Visa or Mastercard enough in Brazil?

These are travel-insurance options, with a public notice. At level 4/4 (Do Not Travel), several notices rule the trip out (Amex, exclusion no. 11; Mastercard Fortuneo, art. 5.5). Below that, the area exclusion generally does not apply — 90 days max, reimbursement afterwards, no visa certificate remain. The VIP Pack runs 12 months, pays the hospital, and issues the certificate on payment.

Are a health plan or a travel policy enough in Brazil?

A health plan treats you at home: the hospital here asks for a guarantee before admission. A travel policy has its own terms — often a territorial clause at level 4/4, and 90 days. Without the document (IPID number or PDF), we cannot say. Ask a Maximum Insurance expert to call you back.

Travelling to São Paulo, Rio de Janeiro: what changes

The published advisory level is national, but risk is not: business hubs (São Paulo, Rio de Janeiro) do not share the profile of border areas. The medical network shown here is computed around São Paulo — the city you searched for — not around Brasília, the capital. Before a specific trip, always cross-check your country of residence's advisory: that is what your policy cites.

Same advisory level: São Tomé and Príncipe · Tajikistan · Timor-Leste · Togo · Tunisia · Türkiye

Cross-check with official sources
U.S. State Department → UK FCDO → France Diplomatie → DFAE (Suisse) →

The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.

The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.

Travel covered to Brazil
Get the Pack VIP — $990/yr Cover a team

Swiss insurer · Worldwide medical network · WinHealth — FINMA F01210623

Go further
Insured in an advised-against country What a repatriation really costs Who pays the hospital abroad Where the United States, France and the United Kingdom disagree Insuring a team that travels: you cover a headcount, not names What is duty of care?

All 13 files, together → · All 207 countries →

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45 000medical providers — worldwide network
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