Routine vaccinesCDC ↗
Make sure you are up-to-date on all routine vaccines before every trip. Some of these vaccines include Chickenpox (Varicella) Diphtheria-Tetanus-Pertussis Flu (influenza) Measles-Mumps-Rubella (MMR) Pneumococcal Polio Shingles
Maximum Alerts / Togo
TogoLevel 2/4
Level published by the State Department on 08.03.2026 · read 16 October 2026 · source checked daily
Togo — official level as of 16 October 2026: Level 2/4 ("Exercise Increased Caution"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, EUR 1.5M, certificate on payment.
Four official readings
Is the whole country advised against?Nono restriction on the whole country
Level 2/4 — “Exercise Increased Caution”levels 1 and 2 are advice to be careful, not travel restrictions
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Nono restriction on the whole country+ red areas
our reading: some areas are classified red (formally advised against)
Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: all travel advised against to parts of the country · all but essential travel advised against to parts of the country
source reviewed 15 December 2025Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: Switzerland’s FDFA advises against travel to certain regions
advice published 27.05.2026The four readings on record agree: no restriction on the whole country — France still flags red areas; the United Kingdom still flags parts of the country; Switzerland still flags parts of the country.Our comparison reading: 27 September 2026
How we read these four advisories
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
Country briefing
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What Maximum knows
The 207 country pages — hospitals, pharmacies, police, embassies, emergency numbers, official advice from four governments, health, safety in figures, events in progress — read around the city you name. Your policy — benefits, the six steps, claims, articles. The site — prices, certificate, subscription. Nothing else: what it does not know, it says so and hands you to an adviser.
What I say on the phone
- I am insured with Maximum, here is my policy number. Where should I go? Send me to a hospital in the Maximum network.
- Send the payment guarantee to the hospital: I do not want to pay anything up front.
- For non-urgent transport or repatriation, tell me what you authorise and arrange. In a life-threatening emergency, I call local emergency services immediately.
What to do, in this order
1Contact assistance without delay›
Otherwise: reduced or refused reimbursement
In immediate danger, call local emergency services first. Then contact assistance without delay; before engaging a service, seek approval under your policy. Cover is confirmed by the insurer.
2Ask where to get care›
Check the facility and cover
Ask assistance where to get care and whether direct cover can be arranged. It confirms the facility and seeks the insurer's approval under your policy. In immediate danger, call local emergency services first.
3See a doctor the same day›
Otherwise: nothing is covered
Even for a pain you meant to shrug off. Without a medical certificate written on the spot, the same day, the insurer cannot cover the event — a certificate written after you return does not count.
4Admitted? Have the hospital front desk call Maximum›
An up-front payment may be requested
The hospital desk sends the request to assistance. Direct payment depends on the insurer's approval and the policy; the call alone does not guarantee it. Have the response confirmed before relying on no up-front payment.
5For non-urgent transport, seek assistance approval›
Without approval, transport may remain at your expense
In a life-threatening emergency, call local emergency services immediately. For an arranged transfer or repatriation, contact assistance: the insurer's medical team decides on measures under the policy. A medical flight booked without approval may not be reimbursed.
6Once home, report the claim within 30 days›
Otherwise: reduced or refused compensation
Even if everything went well on the ground. Send your invoices and the medical report within 30 days; after that, compensation may be reduced or refused.
Places read from OpenStreetMap, within a circle of about 12 km: phone, email, address, website and hours when the source publishes them. No customer reviews, that source has none. Straight-line distances.
The comparator
What is your current insurance?
The verdict
No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Line by line
Territorial exclusion at this level
No territorial exclusion at this level — the clause targets countries your government advised against travelling to
Covered — the core of the Maximum contract
Medical expenses cap abroad
€2M — but 10% deductible (€150–500), insurer's prior approval, trip paid with the Card
EUR 1.5M emergency medical expenses
Hospital deposit before admission
Advance possible — prior approval required before care
Direct payment guarantee: the insurer settles the hospital
Trip duration covered
Maximum 90 consecutive days per trip
12 months, unlimited trips
Visa certificate (incl. Schengen)
Not provided
Official named certificate, issued on payment
Notices vary by bank and vintage — yours prevails. On the right: the Maximum contract (public documents).
Where to go, where not to
The country is not uniform: 1 region advised against, fully or partly, by at least one official reading. Lomé is not one of them.
In brief
- Avoid all travel within 30 km of the Burkina Faso border, including Cinkassé, Korbongou, Kong, Mandouri and Nadioum, due to military operations, terrorism threat and kidnapping risk. Global Affairs Canada
- Avoid non-essential travel to Savanes region due to terrorism threat and kidnapping risk, except this does not apply to the 30 km border zone where all travel must be avoided. Global Affairs Canada
- Do not travel within 30 km of Burkina Faso border except to Dapaong city and the N1 highway approaching it from the south. Foreign Office
- Avoid all but essential travel to the rest of Savanes region outside the 30 km border exclusion zone. Foreign Office
- The Triple Frontier zones (Burkina/Togo/Benin and Burkina/Togo/Ghana) and border crossings at Sinkassé and Mandouri are formally advised against due to terrorism threat, military operations and kidnapping risk. France Diplomatie
- Avoid travel to Savanes region and Dapaong except for compelling reasons, due to terrorism threat and kidnapping risk. France Diplomatie
Faithful summary of the official texts below, which prevail.
Lomé (Maritime) is in no region these official readings advise against; check that it is not in one of the areas quoted below.The red dot on the map. Change the city at the top of the page to read the map from another point.
Advised against — all travel — areas, not drawn6
Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Cinkassé
Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Korbongou
Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Kong
Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Mandouri
Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Nadioum
Foreign Office — FCDO advises against all travel to within 30km of the border with Burkina Faso, except for: the city of…
Advised against — all but essential travel1
Savanes — due to the threat of terrorism and the risk of kidnapping, with exceptions (see text)
Country-wide vigilance
the rest of the country, including Lomé
So:
the trip stays outside the advised-against regions. Any move into a red or orange region calls for a new, written decision. The areas quoted without a region (border, routes, localities) call for the same decision.
US08.03.2026
Level 2 of 4Exercise increased cautionFR13.03.2026
Red areas in the countrySome areas of the country are formally advised against.Your region (Maritime): not coveredGB15.12.2025
Some areas: no travel1 region covered, fully or partly.Your region (Maritime): not coveredCA13.10.2026
Exercise a high degree of caution1 region covered.Your region (Maritime): not coveredCH27.05.2026
Some regions advised againstSwitzerland’s FDFA advises against travel to certain regions.The official text, region by region
Advised against — all but essential travel1 region
SavanesCAGBFR
Global Affairs Canada
Avoid non-essential travel to Savanes region due to the threat of terrorism and the risk of kidnapping. This advisory excludes the area within 30 km of the border with Burkina Faso where you should avoid all travel.
Foreign Office
FCDO advises against all but essential travel to the rest of the Savanes region.
France Diplomatie (in French)
Région des Savanes — L’ensemble de la région est déconseillé sauf raison impérative, tout comme les séjours à Dapaong.
Official passages not placed on the map7
Global Affairs Canada — Advised against — all travel
Avoid all travel to within 30 km of the border with Burkina Faso: Cinkassé
Global Affairs Canada — Advised against — all travel
Avoid all travel to within 30 km of the border with Burkina Faso: Korbongou
Global Affairs Canada — Advised against — all travel
Avoid all travel to within 30 km of the border with Burkina Faso: Kong
Global Affairs Canada — Advised against — all travel
Avoid all travel to within 30 km of the border with Burkina Faso: Mandouri
Global Affairs Canada — Advised against — all travel
Avoid all travel to within 30 km of the border with Burkina Faso: Nadioum
Foreign Office — Advised against — all travel
FCDO advises against all travel to within 30km of the border with Burkina Faso, except for: the city of Dapaong and the N1 highway leading to it from the south.
France Diplomatie (in French) — Advised against — all travel
Compte tenu de la menace terroriste au nord-Togo, des opérations militaires conduites par les autorités togolaises et du risque d’enlèvement, la zone des Triples Frontières (Burkina/Togo/Bénin et Burkina/Togo/Ghana) est formellement déconseillée, de même que le passage de la frontière à Sinkassé, Mandouri.
Maximum does not exclude these areas.The VIP Pack covers care and repatriation there. Still enforceable: sanctions and embargoes, and a country already at war at departure. Extraction and security belong to the VIP Pack Extreme, upon eligibility. See My cover
Global Affairs Canada — Open Government Licence – Canada (13.10.2026) · Foreign Office — Open Government Licence v3.0 · France Diplomatie (13.03.2026) · Natural Earth
No located event in this reading.
Last change: FCDO now advises against all travel to within 30km of the border with Burkina Faso except for the city of Dapaong and the N1 highway leading to it from the south and FCDO now advises against all but essential travel to the rest of the Savan
Togo - Level 2: Exercise Increased CautionState Department ↗updated 08.03.2026 · read 16.10.2026
Updated 08.03.2026
Exercise increased caution in Togo due to risk of crime, terrorism, unrest, kidnapping , and health . Some areas have increased risk. Read the entire Travel Advisory.
- The U.S. government has limited ability to offer emergency or routine services to U.S. citizens outside of Lome due to the safety risks.
- U.S. government employees working in Togo need special authorization to travel to these areas due to safety risks:
- North of Dapaong
- Highways N24 and N28
- Kpendjal and Kpendjal-Ouest district
- U.S. government employees working in Togo are not allowed to stay overnight in areas north of Mango due to safety risks.
Crime
Violent crime may occur anywhere in Togo. This includes carjacking, robbery, and home invasion.
- Local police often lack resources to respond to serious crimes.
- Violent attacks are more common in the northern region of Togo.
- Crime occurs more frequently in urban areas, near the beach, and in crowded markets. Stay aware of your surroundings.
- Police checkpoints may be present throughout the country. Though it is not as common, you may find unofficial checkpoints in some locations.
Terrorism
There is risk of terrorist violence, including terrorist attacks and other activity in Togo. Visit the U.S. Department of State's Country Reports on Terrorism to learn more.
Terrorists may target:
- Large public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
- Popular hotels, clubs, and restaurants
- Places of worship
- Schools
- Parks
- Shopping malls and markets
- Public transportation (subways, buses, trains, and commercial flights)
- Embassies and consulates
- Local police and armed forces
Health
Health facilities are available in major cities. However, routine and emergency care may be limited or unavailable.
- Healthcare in rural areas in Togo is very limited.
- Medical care may not meet U.S. standards of care.
- Hospitals and doctors require payment up front prior to service or admission.
- Medication and medical supplies may be unavailable in many healthcare facilities.
- Locally available medications may be unsafe. Pharmacies are not well regulated.
Unrest
Avoid demonstrations, protests, political rallies, and large crowds. These events may become violent.
- Demonstrators and security forces may clash suddenly.
- Police may use tear gas or…
Where, exactly?
What the national level does not tell you
The level is national. Risk areas are in the state advisories below.
- U.S. State Department — the full advisory details the regions concerned and the reasons (crime, terrorism, kidnapping, civil unrest) (read the advisory)
- Foreign, Commonwealth & Development Office (United Kingdom) — the United Kingdom advises against all travel to PARTS of the country and advises against all but essential travel to parts · reviewed 15 December 2025
Last announced change : « FCDO now advises against all travel to within 30km of the border with Burkina Faso except for the city of Dapaong and the N1 highway leading to it from the south and FCDO now advises against all but essential travel to the rest of the Savan » (read the advisory) - France Diplomatie — France classifies SOME AREAS of the country as red (travel formally advised against) — the advisory is geographic, check it for your exact destination (read the Security advisory)
No major event in progress is located in this country at this morning's check.
Safety in figures
Road traffic deaths per 100,000 people
Reading: On the road, 13 times more deaths than in Switzerland: road crashes are the leading cause of death of healthy travellers (CDC) — seat belt, no night driving, a driver or a taxi from a rank.
World Bank (UNODC for homicides, WHO for roads) — latest published valuedata.worldbank.org ↗read 10.10.2026
What we locate on the map are events in progress that have real coordinates: USGS earthquakes, GDACS disasters, NOAA storms and open NASA EONET events. Hover a dot for details, click to open it in this briefing.
I travel on a passportEach government writes for its own nationals. The advisory that counts for you — and for your policy's clauses — is your country's.
French passport — France Diplomatie
In brief
- The Triple Borders zone (Burkina/Togo/Benin and Burkina/Togo/Ghana) and Sinkassé and Mandouri border crossings are formally advised against due to terrorism and kidnapping risks. France Diplomatie
- In the Savanes region, travel with reliable armed escort, avoid night travel, do not stay overnight, and avoid drawing attention. France Diplomatie
- Lome's seafront, nearby hotel areas, and the Ghana border are advised against for evening walks due to knife attacks. France Diplomatie
- Do not travel by night on roads; vehicles lack signaling and lights. In remote regions, travel in convoys of at least two vehicles. Avoid motorcycle taxis. France Diplomatie
- Pleasure boat navigation is formally advised against off Togo's coast due to maritime piracy in the Gulf of Guinea. France Diplomatie
- Only swim at equipped locations, specifically private beaches east of Lome port, due to powerful coastal currents. France Diplomatie
Faithful summary of the official texts below, which prevail.
Some areas of the country are formally advised against.France Diplomatie ↗updated 15.09.2026 · read 15.10.2026
Vigilance areas — France Diplomatie (in French) updated 13.03.2026official map ↗updated 15.09.2026 · read 15.10.2026
Formally advised against — red
- Compte tenu de la menace terroriste au nord-Togo, des opérations militaires conduites par les autorités togolaises et du risque d’enlèvement, la zone des Triples Frontières (Burkina/Togo/Bénin et Burkina/Togo/Ghana) est formellement déconseillée, de même que le passage de la frontière à Sinkassé, Mandouri.
Except for imperative reasons — orange
- Région des Savanes — L’ensemble de la région est déconseillé sauf raison impérative, tout comme les séjours à Dapaong.
Togo
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Zones de vigilance
Dernière actualisation le 13/03/2026, information toujours valable à la date du jour
Zone formellement déconseillée (rouge)
Compte tenu de la menace terroriste au nord-Togo, des opérations militaires conduites par les autorités togolaises et du risque d’enlèvement, la zone des Triples Frontières (Burkina/Togo/Bénin et Burkina/Togo/Ghana) est formellement déconseillée, de même que le passage de la frontière à Sinkassé, Mandouri.
Zone déconseillée sauf raison impérative (orange)
Région des Savanes
Décrété en 2022 pour lutter contre la menace terroriste, l’état d’urgence a été prorogé jusqu’au 13 mars 2027 inclus dans la région des Savanes. L’ensemble de la région est déconseillé sauf raison impérative, tout comme les séjours à Dapaong.
Les déplacements des ressortissants étrangers dans cette région sont conditionnés à l’obtention d’une autorisation écrite de déplacement, délivrée par le ministère des Armées togolais. Cette autorisation doit être sollicitée 30 jours ouvrés avant la date du déplacement envisagé dans cette région.
De manière générale, lorsqu’un déplacement en zone orange est jugé indispensable :
- Se déplacer avec une escorte armée fiable, sollicitée de préférence auprès du ministère de la sécurité.
- Ne pas se déplacer de nuit.
- Renoncer à toute nuitée sur place.
- Éviter tout comportement susceptible d’attirer l’attention.
Zone de vigilance renforcée (jaune)
Le reste du pays est placé en vigilance renforcée.
Le front de mer à Lomé, les abords des hôtels situés à proximité et la frontière avec le Ghana sont déconseillés aux promeneurs, particulièrement le soir. Des cas d’attaques à l’arme blanche ont été signalés.
Terrorisme
Compte tenu du contexte régional, une attaque ne peut être exclue au Togo. Depuis novembre 2021, la frontière nord du pays a été le théâtre d’attaques de groupes armés terroristes ayant fait des morts parmi les forces de défense et de sécurité. Dans l’ensemble du pays, il convient d’observer une vigilance accrue, particulièrement dans les lieux fréquentés par les expatriés.
Cybercriminalité
Une recrudescence des actes de cybercriminalité est constatée au Togo. Les modes opératoires les plus répandus sont l’hameçonnage par courriel frauduleux (« phishing ») et l’escroquerie aux sentiments.
Face à une demande d’argent (dans un cadre commercial ou une situation de détresse alléguée) en provenance notamment d’un particulier rencontré sur Internet ou semblant provenir d’une administration, togolaise ou autre, il convient de ne jamais verser la somme demandée et de se manifester par courriel à l’ambassade de France ( contact.lome-amba@diplomatie.gouv.fr ).
Pour plus d’informations sur les comportements à adopter, consulter la fiche dédiée au risque cyber .
Risques liés aux transports
Les accidents de la route sont fréquents, généralement liés à la vétusté des véhicules en circulation, au mauvais état de certaines routes, ainsi qu’au non-respect du code de la route par certains conducteurs. Il est déconseillé de circuler de nuit, la signalisation étant quasi-inexistante, les routes peu éclairées et des véhicules circulant parfois tous feux éteints. De nuit, les voyageurs sont également plus vulnérables aux attaques, toutefois rares, de coupeurs de route, notamment dans le Nord, vers la frontière avec le Burkina Faso. Dans les régions reculées, il convient de voyager en convoi d’au moins deux véhicules.
Durant la saison des pluies (de fin mars à juillet et de mi-septembre à fin octobre) les routes peuvent rapidement devenir impraticables. Il est recommandé de disposer d’un véhicule à quatre roues motrices, notamment pour voyager sur les routes secondaires.
Il est déconseillé d’emprunter les taxis-motos (« zem » ou « zemidjan »), moyen de transport bon marché mais à l’origine de nombreux accidents. Il convient de privilégier les taxis (voitures à plaque d’immatriculation de couleur jaune) individuels ou collectifs.
Délinquance
Des cas de vols avec ou sans violence sont régulièrement signalés. Pour en limiter le risque, il est déconseillé de circuler la nuit à pied ou à moto à Lomé. Il est particulièrement recommandé d’éviter la plage et le front de mer et ce dès le coucher du soleil.
Lors de déplacements en voiture, il est recommandé de circuler portes verrouillées et d’être vigilant sur le trajet du retour au domicile, particulièrement de nuit.
En dehors de la capitale, il est préférable d’éviter de circuler de nuit sur les routes qui relient les principales villes du pays. Plusieurs cas d’agressions et vols à main armée, commis par des coupeurs de routes, ont été recensés.
Piraterie maritime
Compte tenu de la recrudescence d’actes de piraterie maritime dans le golfe de Guinée, la navigation de plaisance est formellement déconseillée au large des côtes du pays.
De manière générale, il est recommandé de :
- Ne pas arborer de signes ostentatoires de richesse, notamment sur les plages ou les marchés, et laisser tout objet de valeur dans des lieux sécurisés (ex : coffre des hôtels).
- Ne pas transporter tous ses papiers et son argent dans un seul sac et sortir avec le strict minimum.
- Laisser ses documents d’identité et de voyage en lieu sûr et se munir de photocopies lors de déplacements dans le périmètre du lieu d’hébergement.
- Ne pas prendre parti dans les débats ou conversations politiques et, de manière générale, observer un comportement discret et neutre.
- Circuler de préférence le jour, portes verrouillées et vitres fermées.
Baignades
En raison des courants puissants, il est dangereux de se baigner sur les côtes du Togo. Seuls quelques endroits aménagés permettent une baignade prudente (plages privées à l’est du port de Lomé).
Full text of the Security pagediplomatie.gouv.fr ↗updated 15.09.2026 · read 15.10.2026
Swiss passport — FDFA (Switzerland), in French
In brief
- Avoid the Savanes Province entirely; armed groups and terrorist organizations regularly conduct attacks, kidnappings and killings there. A state of emergency remains in effect. Switzerland cannot guarantee emergency assistance in this region. DFAE
- Exercise heightened caution in Kara Province due to security spillover from the Savanes Province; consult local authorities about current security conditions before and during travel. DFAE
- Do not travel alone or at night; avoid beaches alone; keep vehicle doors locked and windows closed; never resist during robbery as attackers use violence readily. DFAE
- Carry a photocopy of your passport including the visa page at all times, as police checks are frequent; store original documents in your hotel safe. DFAE
- If involved in a road accident, proceed to the nearest police station rather than stopping at the scene, as retaliation is possible. Avoid driving outside Lomé at night due to poor road conditions and dangerous driving. DFAE
- Temporary internet and social media restrictions may occur; avoid all demonstrations and gatherings; monitor local media and your tour operator for security developments. DFAE
Faithful summary of the official texts below, which prevail.
FDFA update note — Ces conseils pour les voyages ont été complétés par un nouveau chapitre Remarques particulières (déclaration de voyage). (published 27.05.2026)
General assessment
Une attention particulière doit être accordée à la sécurité personnelle. La situation politique et sociale est tendue. Des manifestations sont à prévoir dans tout le pays; certaines pourraient dégénérer en violences. Cela peut entraîner des affrontements avec les forces de sécurité, des barrages routiers ainsi que des blessés et des victimes. Il n'est pas à exclure que l'accès à Internet et aux réseaux sociaux soit temporairement restreint. Avec l’influence et les activités croissantes des groupes terroristes au Burkina Faso ainsi que dans certaines parties du Nigeria et du Bénin, le risque d’attentats et d’enlèvements a augmenté au Togo. Prenez également en considération les informations suivantes: Risque d’enlèvement dans le Sahara et le Sahel Terrorisme et enlèvements Avant et pendant le voyage, informez-vous au travers des médias et par le biais de votre tour-opérateur sur le développement de la situation. Tenez-vous à l’écart des manifestations et des rassemblements de foule de tout genre et suivez les consignes des autorités locales (par ex. couvre-feux).
Specific regional risks
La description des zones à risques repose sur des données approximatives; les risques ne peuvent se restreindre à des zones délimitées. Province des Savanes Il est déconseillé de se rendre dans la province des Savanes. Au Burkina Faso et dans les zones frontalières du Togo avec le Burkina Faso et le Bénin, des bandes armées et des groupes terroristes sont actifs. Les attentats terroristes, les attaques armées et les enlèvements se produisent régulièrement et font à plusieurs reprises des victimes. L’état d’urgence est toujours en vigueur dans la province des Savanes pour lutter contre la menace terroriste. L'état d'urgence autorise les autorités, entre autres, à effectuer des perquisitions à domicile sans mandat de perquisition et à restreindre la liberté de réunion ou de mouvement. Les personnes suisses qui décident de voyager dans cette région malgré les recommandations du DFAE doivent être conscientes qu’il est très difficile - voire impossible selon les cas - pour la Suisse de porter assistance en cas d’urgence. Province de Kara La situation sécuritaire tendue dans la province des Savanes a également des répercussions sur la province voisine de Kara. Avant et pendant des voyages dans la province de Kara, renseignez-vous sur la situation sécuritaire actuelle auprès des autorités locales et faites preuve d’une vigilance accrue.
Crime
La criminalité est haute, en particulier dans la capitale Lomé. Les cambriolages, les agressions, les vols de voitures et les vols à la tire et à l'arraché s'accompagnent de plus en plus souvent de violences. Des enlèvements avec demande de rançon ont également été signalés. Il est notamment recommandé de prendre les précautions suivantes:
- n’effectuez pas seule/seul des excursions ou des promenades, mais toujours en groupe, et abstenez-vous en totalement la nuit;
- faites preuve d’une prudence particulière sur les plages et n’y allez jamais seule/seul;
- ne portez pas sur vous des objets de valeur (montre, bijoux, etc.) ou de grosses sommes d'argent;
- déposez vos documents dans le coffre de l’hôtel, mais veillez à toujours garder une photocopie du passeport sur vous (y inclus la page comportant le visa), car les contrôles de police sont fréquents;
- prenez garde aux vols à la tire, surtout dans les lieux très fréquentés, sur les marchés et les places publiques;
- gardez les portières de votre véhicule verrouillées et les vitres relevées;
- il arrive souvent que des délinquants simulent un embouteillage ou un accident pour arrêter les voitures et dépouiller leurs occupantes et occupants. En cas d’accident, poursuivez votre route et gagnez le poste de police le plus proche;
- n’opposez aucune résistance en cas d'agression, car les assaillants n’hésitent pas à recourir à la violence;
- il est recommandé aux femmes de ne pas voyager seules;
- il est recommandé de faire preuve d'une certaine méfiance à l’égard de personnes inconnues. Si vous êtes en voyage d’affaires, choisissez avec soin vos partenaires commerciaux et recourez aux services d’une agence ou d’une entreprise expérimentée et digne de confiance;
- faites preuve de prudence vis-à-vis des personnes dont vous feriez la connaissance sur Internet. Ne communiquez jamais vos données bancaires et ne versez pas d’argent à des personnes inconnues. Il arrive que des criminels se fassent passer pour des personnes en quête de contacts amicaux ou professionnels, afin d'attirer des gens dans le pays. Une fois arrivés, ils peuvent les menacer, voire les enlever, dans le but de leur soutirer de l'argent.
Des escroqueries en provenance d’Afrique de l’Ouest se produisent régulièrement. Les auteurs usent de toutes sortes de motifs pour inciter leurs victimes par e-mail à effectuer des versements d’argent ou des avances de fonds . Souvent, il s’agit d’intentions frauduleuses, par example lorsque:
- une personne, invoquant une situation d’urgence médicale ou autre (agression à main armée, placement en…
Natural hazards
Des inondations peuvent se produire pendant la saison des pluies. Consultez les prévisions météorologiques locales et suivez les instructions des autorités locales. Togo Agence Nationale de la Protection Civile Agence Nationale de la Météorologie du Togo
FDFA travel advice, in French, valid on 15.10.2026eda.admin.ch ↗updated 27.05.2026 · read 15.10.2026
British passport — Foreign Office (UK)
In brief
- Travel insurance may be invalidated if you travel against FCDO advice. Do not travel within 30km of the Togo-Burkina Faso border except to Dapaong city and the N1 highway. Foreign Office
- Avoid all but essential travel to the Savanes region of Togo due to terrorism risk from JNIM and AQIM-affiliated groups active near the Burkina Faso border. Foreign Office
- Do not travel within 5km of the Togo-Burkina Faso border due to kidnapping risk and Burkina Faso's security situation. British nationals are targeted for kidnapping. Foreign Office
- Terrorists are very likely to attack in Togo, particularly at beach resorts, hotels, cafés, restaurants, government buildings and military bases frequented by foreign nationals. Foreign Office
- Avoid violent demonstrations in Sokodé, Bafilo and Mango cities where protesters and security forces have been killed. Leave immediately if demonstrations occur. Foreign Office
- Violent crime, theft and pickpocketing are common in Lomé beaches and markets. Do not travel alone at night, avoid carrying valuables or large cash, and watch for staged carjackings. Foreign Office
Faithful summary of the official texts below, which prevail.
Regions covered by the Foreign Officegov.uk ↗updated 15.12.2025 · read 15.10.2026
Advise against all travel
- Togo-Burkina Faso border — FCDO advises against all travel to within 30km of the border with Burkina Faso, except for:
- Savanes Region — Find out more about why FCDO advises against travel.
All but essential travel
- Savanes Region — FCDO advises against all but essential travel to the rest of the Savanes region.
Warnings — Foreign OfficeForeign Office ↗updated 15.12.2025 · read 15.10.2026
Warnings — Foreign Office
Your travel insurance could be invalidated if you travel against advice from the Foreign, Commonwealth and Development Office (FCDO).
Togo-Burkina Faso border
FCDO advises against all travel to within 30km of the border with Burkina Faso, except for:
- the city of Dapaong and the N1 highway leading to it from the south.
Savanes Region
FCDO advises against all but essential travel to the rest of the Savanes region.
Find out more about why FCDO advises against travel .
Safety — Foreign OfficeForeign Office ↗updated 15.12.2025 · read 15.10.2026
Terrorism
There is a high threat of terrorist attack globally affecting UK interests and British nationals, including from groups and individuals who view the UK and British nationals as targets. Stay aware of your surroundings at all times.
UK Counter Terrorism Policing has information and advice on staying safe and what to do in the event of a terrorist attack. Find out how to reduce your risk from terrorism while abroad .
Terrorism in Togo
Terrorists are very likely to try to carry out attacks in Togo.
The main threat in Togo is from Jama’at Nusrat al-Islam wal-Muslimin (JNIM) and other al-Qa’ida (AQ) affiliated groups, including al-Qa’ida in the Islamic Maghreb (AQIM). JNIM is mainly active in the northern region of the country near the Burkina Faso border. However, attacks could be indiscriminate, including in places frequented by foreign nationals, such as:
- beach resorts
- hotels
- cafés and restaurants
- government buildings
- military bases and security installations
Stay aware of your surroundings, keep up to date with local media reports and follow the advice of local authorities.
Terrorist kidnap
British nationals are seen as legitimate targets, including tourists, humanitarian aid workers, journalists and business travellers. If you are kidnapped, the reason for your presence is unlikely to protect you or secure your safe release.
The long-standing policy of the British government is not to make substantive concessions to hostage takers. The British government considers that paying ransoms and releasing prisoners builds the capability of terrorist groups and finances their activities. This can, in turn, increase the risk of further hostage-taking. The Terrorism Act (2000) makes payments to terrorists illegal.
Terrorist kidnapping is infrequent in Togo, but may occur. FCDO advises against all travel to within 5km of the border with Burkina Faso, due to the security situation in Burkina Faso.
Political situation
Political rallies, protests and violent demonstrations can take place unexpectedly. Monitor media outlets, updates from the local authorities or from your travel operator about possible disruptions. Be vigilant if you’re visiting crowded public places or attending events which attract large crowds. If you see a threatening or intimidating situation, stay away and exercise caution. Turn around and move to safety.
The cities of Sokodé, Bafilo and Mango have a history of violent demonstrations where protesters and security forces have been injured and killed. If you’re in an area of any town or city when a demonstration happens, leave immediately.
Togo-Burkina Faso border
FCDO advises against all travel to within 5km of the border with Burkina Faso, due to the security situation in Burkina Faso and the risk of kidnapping in the region.
Togo’s other borders
Togo’s borders can close at short notice.
Crime
Violent crime, theft and pickpocketing are common in Togo, particularly on the beaches and markets of Lomé. Attacks take place during the day and at night.
You can protect yourself and your belongings by:
- not travelling alone, especially at night
- not carrying valuables or large amounts of cash with you
- making sure purses and bags are closed and not easy to grab
There have also been reports of carjackings. Armed criminals may stage a traffic accident so they can flag down vehicles.
Scams
Scam artists target foreign visitors and residents. The scams come in many forms – romance and friendship, business ventures, work and employment opportunities – and can…
American passport — U.S. Department of State
In brief
- U.S. citizens should exercise increased caution in Togo due to risks of crime, terrorism, unrest, kidnapping, and health concerns.
- The U.S. government has limited ability to provide emergency services to U.S. citizens outside of Lome due to safety risks.
- U.S. government employees require special authorization to travel north of Dapaong, on highways N24 and N28, or in Kpendjal districts.
- U.S. government employees are prohibited from staying overnight north of Mango due to safety risks.
- Violent crime, including carjacking and robbery, is a concern throughout Togo, particularly in urban areas and the northern region.
- Terrorists may target public events, hotels, restaurants, places of worship, schools, and transportation hubs.
Faithful summary of the official texts below, which prevail.
Togo - Level 2: Exercise Increased Caution 2026-03-08travel.state.gov ↗updated 08.03.2026 · read 16.10.2026
Advisory summary
Exercise increased caution in Togo due to risk of crime, terrorism, unrest, kidnapping , and health . Some areas have increased risk. Read the entire Travel Advisory.
- The U.S. government has limited ability to offer emergency or routine services to U.S. citizens outside of Lome due to the safety risks.
- U.S. government employees working in Togo need special authorization to travel to these areas due to safety risks:
- North of Dapaong
- Highways N24 and N28
- Kpendjal and Kpendjal-Ouest district
- U.S. government employees working in Togo are not allowed to stay overnight in areas north of Mango due to safety risks.
Crime
Violent crime may occur anywhere in Togo. This includes carjacking, robbery, and home invasion.
- Local police often lack resources to respond to serious crimes.
- Violent attacks are more common in the northern region of Togo.
- Crime occurs more frequently in urban areas, near the beach, and in crowded markets. Stay aware of your surroundings.
- Police checkpoints may be present throughout the country. Though it is not as common, you may find unofficial checkpoints in some locations.
Terrorism
There is risk of terrorist violence, including terrorist attacks and other activity in Togo. Visit the U.S. Department of State's Country Reports on Terrorism to learn more.
Terrorists may target:
- Large public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
- Popular hotels, clubs, and restaurants
- Places of worship
- Schools
- Parks
- Shopping malls and markets
- Public transportation (subways, buses, trains, and commercial flights)
- Embassies and consulates
- Local police and armed forces
Health
Health facilities are available in major cities. However, routine and emergency care may be limited or unavailable.
- Healthcare in rural areas in Togo is very limited.
- Medical care may not meet U.S. standards of care.
- Hospitals and doctors require payment up front prior to service or admission.
- Medication and medical supplies may be unavailable in many healthcare facilities.
- Locally available medications may be unsafe. Pharmacies are not well regulated.
Unrest
Avoid demonstrations, protests, political rallies, and large crowds. These events may become violent.
- Demonstrators and security forces may clash suddenly.
- Police may use tear gas or…
Global Affairs Canada — additional reading
Exercise a high degree of caution (with regional advisories)
Border with Burkina Faso - Avoid all travel
Avoid all travel to within 30 km of the border with Burkina Faso, due to military operations, the threat of terrorism and the risk of kidnapping.
- Cinkassé
- Korbongou
- Kong
- Mandouri
- Nadioum
Savanes region - Avoid non-essential travel
Avoid non-essential travel to Savanes region due to the threat of terrorism and the risk of kidnapping. This advisory excludes the area within 30 km of the border with Burkina Faso where you should avoid all travel.
- Savanes region — Avoid non-essential travel to Savanes region due to the threat of terrorism and the risk of kidnapping. This advisory excludes the area within 30 km of the border with Burkina Faso where you should avoid all travel.
Open Government Licence – Canada · October 13, 2026 16:08 EDTtravel.gc.ca ↗updated 13.10.2026 · read 15.10.2026
In brief
- You must abide by local laws, including strict prohibitions on pornography and severe penalties for drug offenses. Global Affairs Canada
- Possession, use, or trafficking of illegal drugs carries severe penalties, including lengthy jail sentences. Foreign Office
- It is illegal to photograph government or military buildings, personnel, or sensitive sites like airports. Global Affairs Canada
- Same-sex sexual acts are illegal and can result in imprisonment and heavy fines; 2SLGBTQI+ travellers may face discrimination. Global Affairs Canada
- Carry certified copies of identification and travel documents at all times, and keep a photocopy of your passport secure. Global Affairs Canada
- Togo is a cash-based economy; exchange foreign currency only at official offices and carry enough cash for your visit. Foreign Office
Faithful summary of the official texts below, which prevail.
Global Affairs Canada — written for Canadian travellers, valid for all
Local laws
You must abide by local laws. Learn about what you should do and how we can help if you are arrested or detained abroad.
Drugs
Penalties for possession, use or trafficking of illegal drugs are severe. Convicted offenders can expect lengthy jail sentences. Drugs, alcohol and travel
Pornography
Possession, use, manufacture or trafficking of pornography is illegal. Convicted offenders can expect lengthy jail sentences.
Photography
It’s strictly prohibited to photograph:
- government or military buildings
- government or military personnel
They may not always be clearly identifiable. When in doubt, do not take a picture.
2SLGBTQI+ persons
Togolese law prohibits sexual acts between individuals of the same sex. Those convicted can face imprisonment and heavy fines. 2SLGBTQI+ travellers could also be discriminated against or detained based on their sexual orientation, gender identity, gender expression, or sex characteristics. They should carefully consider the risks of travelling to Togo. Travel and your sexual orientation, gender identity, gender expression and sex characteristics
International Child Abduction
The Hague Convention on the Civil Aspects of International Child Abduction is an international treaty. It can help parents with the return of children who have been removed to or retained in certain countries in violation of custody rights. It does not apply between Canada and Togo. If your child was wrongfully taken to, or is being held in Togo by an abducting parent:
- act as quickly as you can
- consult a lawyer in Canada and in Togo to explore all the legal options for the return of your child
- report the situation to the nearest Canadian government office abroad or to Global Affairs Canada by calling the Emergency Watch and Response Centre
If your child was removed from a country other than Canada, consult a lawyer to determine if The Hague Convention applies. Be aware that Canadian consular officials cannot interfere in private legal matters or in another country's judicial affairs.
Identification
Local authorities can ask you to prove your identity at any time.
- Carry certified copies of identification and travel documents at all times
- Keep a photocopy of your passport in a safe place, in case it is lost or confiscated
Driving
You may use your valid Canadian driver’s licence to drive in Togo. However, it is recommended to carry an International Driving Permit. Police checkpoints are frequent in Togo. You should have identification papers and vehicle documentation readily available for presentation if requested. International Driving Permit
Money
The currency in Togo is the Communauté financière africaine franc (XOF). The economy is primarily cash-based. Credit cards are usually accepted in cities and hotels. Exchange foreign currency at banks or official foreign exchange offices only.
Open Government Licence – Canada · October 13, 2026 16:08 EDTtravel.gc.ca ↗updated 13.10.2026 · read 15.10.2026
Foreign Office — laws and cultural differences
Personal ID
Carry a copy of the photo page of your passport with you at all times. Make sure you’re able to access the original quickly if needed.
Illegal drugs and prison sentences
Possession, use or trafficking of illegal drugs is a serious offence and can result in fines and a prison sentence.
Using cameras in secure areas
It’s illegal to take photographs of or near sensitive or official sites such as:
- military installations
- government buildings
- airport buildings
LGBT+ travellers
Same-sex sexual relationships are illegal in Togo and penalties are severe. You could be fined or given a prison sentence. Read more advice for LGBT+ travellers.
Money
Togo is a cash-based society so bring enough cash with you to cover your visit. Credit cards are not widely accepted. Some hotels and restaurants will accept credit cards, but card-paying machines are not reliable so you may be asked to pay in cash. Some ATMs in the capital, Lomé, accept international cards and dispense local currency.
Open Government Licence v3.0gov.uk ↗updated 15.12.2025 · read 15.10.2026
FDFA (Switzerland) — laws and customs, in French
Specific legal provisions
Entre autres, sont punissables:
- les actes à caractère homosexuel;
- la photographie de personnes en uniforme, installations militaires et bâtiments ou ouvrages publics (aéroports, ponts, etc.)
Les infractions à la loi sur les stupéfiants, y compris la détention de minimes quantités de drogue quelle qu'elle soit, sont durement réprimées. Les conditions de détention sont précaires.
FDFA travel advice, in Frencheda.admin.ch ↗updated 27.05.2026 · read 15.10.2026
Air: Fair 26/100PM2.5 7.8 µg/m³ · PM10 11.6 µg/m³
UV very high today max 10.7Right now 0.0 · WHO scale 0–11+
What it changes for you: Air acceptable at this hour: nothing special to plan. Very high UV: sunscreen, hat and shade between 11 am and 4 pm; sunstroke and dehydration are travellers' first reasons to see a doctor.
Reading 05:00 (Africa/Lome)Open-Meteo ↗updated 16.10.2026 · read 16.10.2026
Air quality and UV: Open-Meteo.com (CC BY 4.0), data rounded and formatted by Maximum. Contains modified Copernicus Atmosphere Monitoring Service information 2026. Neither the European Commission nor ECMWF is responsible for any use that may be made of the Copernicus information or data it contains.
Physicians per 1,000 people
Hospital beds per 1,000 people
Health spending per person (USD)
Life expectancy (years)
Reading: With 0.1 physicians per 1,000 people (98% fewer than Switzerland), the nearest hospital does not always have the capacity for a serious case: evacuation to an adequate centre is the rule, not the exception — that is what unlimited evacuation and repatriation cover. Health spending of 60 USD per person (Switzerland: 11,784) goes with private hospitals that bill foreigners in hard currency and ask for a guarantee before admission: the direct payment guarantee is what avoids the deposit.
World Bank — latest published value, year per indicatordata.worldbank.org ↗read 10.10.2026
What is happening in Togo right now
Live alerts and level changes, each with its official source. Continuously updated.
What governments have just written
Natural disasters and climate section – added information on El Niño
October 13, 2026 16:08 EDTtravel.gc.ca ↗updated 13.10.2026 · read 15.10.2026No level change recorded for this country since the log opened. The live alerts above are updated continuously.
Frequently asked questions — travel insurance Togo
24/7 support number — +41 22 ••• •• ••An adviser goes through each question with you until you have an actionable answer: cover, hospital, entry rules, claims. Full number in your client area. You can also ask Maximum directly, just below these questions.
What is the official risk level in Togo today?
Level 2/4 — Exercise Increased Caution, U.S. Department of State, retrieved on 16 October 2026.
- Is the whole country advised against? United States: no · France: no · United Kingdom: no · Switzerland: no (reading of 27 September 2026).
- Switzerland’s FDFA advises against travel to certain regions (published 27.05.2026).
- Contractually, only an FDFA, FOPH or WHO advisory against the trip opens Module A (art. 18.1) — that is not the case today.
- International medical cover, 24/7 number saved, and a read of the areas named under Safety & risks before booking the itinerary.
- We check these sources every morning and e-mail you the day one changes (Alerts button).
Sourcestravel.state.gov · updated 08.03 · read 16.10France Diplomatie · updated 15.09 · read 15.10DFAE · updated 27.05 · read 15.10207-country comparison
Is the whole of Togo advised against, or only some areas?
An area advised against does not rule out the country.
- Official answers: United States: no · France: no · United Kingdom: no · Switzerland: no.
- Keep your country of residence's advisory on booking day and on departure day: that is what your policy's clauses cite.
SourcesFrance Diplomatie · updated 15.09 · read 15.10Foreign Office · updated 15.12 · read 15.10State Department · updated 08.03 · read 16.10
What are the entry requirements for Togo with my passport?
The rules depend on the passport, not on the destination alone.
- French passport (France Diplomatie): French nationals entering Togo must hold a valid passport for at least six months beyond their planned return date and proof of yellow fever vaccination. French nationals require a visa for Togo and must register on voyage.gouv.tg and apply for an electronic visa at least five days before travel; express visas have been suspended since 12 April 2024. Travellers must obtain an electronic confirmation code for their visa before departure from Togo; no visas are issued on arrival.
- British passport (Foreign Office): British citizens need a passport valid for at least three months beyond their planned departure date from Togo. A single-entry tourist visa valid for fifteen days is required; apply for an e-visa at least six days before arrival, as visas on arrival are not available. You must complete an online registration certificate before arriving in and departing from Togo.
- American passport: the requirements are on the State Department country page (travel.state.gov).
- Swiss passport: the FDFA refers you to the destination's embassy in Switzerland.
- Pick your passport at the top of Before you go › Entry: the official text that concerns you comes first, with its “In brief” summary.
SourcesFrance Diplomatie · updated 15.09 · read 15.10Foreign Office · updated 15.12 · read 15.10State Department · updated 08.03 · read 16.10
Do I need an insurance certificate for a Togo visa?
For a Schengen visa, yes: at least €30,000 of travel medical insurance (Regulation (EC) No 810/2009, art. 15).
- Many other countries ask for it on entry or for a visa, case by case: check Before you go › Entry, with your passport.
- Subscribe: the named certificate arrives by e-mail on payment, with your name, dates and limits (EUR 1.5M medical expenses, unlimited evacuation and repatriation) — the ones consulates check.
- Attach it to the visa file; if in doubt about the format, write to us.
SourcesRegulation (EC) 810/2009, art. 15General conditions, policy 20 00 479
What does Maximum Insurance do in Togo, concretely?
VIP Pack — €990 for twelve months, unlimited trips.
- EUR 1.5M emergency medical expenses, unlimited medical evacuation and repatriation, search and rescue EUR 50,000, cancellation or change EUR 5,000.
- One 24/7 number, +41 22 ••• •• ••: Maximum sends its direct payment guarantee to the hospital (art. 2.12).
- Network of 45,000 providers (art. 6.9); evacuation is decided, organised and paid by Maximum's medical team if the local facility is not enough (art. 6.2.2).
- Around Lomé, the nearest hospital read from OpenStreetMap: Center medical social Tokoin elavagnon · 2.1 km · +22822217193 · 24/7 emergency room.
- Named certificate by e-mail on payment, no medical questionnaire.
SourcesGeneral conditions, policy 20 00 479OpenStreetMap · read 12.10
What should I do if hospitalised in Togo?
Six steps, in this order.
- 1. Call +41 22 ••• •• •• before paying anything, or have the front desk call: it is the condition for full cover (otherwise: reduced or refused benefits).
- 2. Ask for a hospital in the Maximum network (art. 6.9) — the nearest: Center medical social Tokoin elavagnon · 2.1 km · +22822217193 · 24/7 emergency room.
- 3. See a doctor the same day and leave with the certificate: without an on-the-spot finding, nothing is covered (art. 33).
- 4. Admitted for more than 24 h? The front desk calls Maximum: direct payment guarantee, no deposit (art. 2.12).
- 5. Book no ambulance or flight yourself (art. 6.2.2).
- 6. Once home, file within 30 days (art. 35.7).
- Local emergency services: police 172 / 117 / 171 · fire 118.
SourcesSpecial conditions 01.26General conditions, policy 20 00 479
Which emergency numbers in Togo?
Local emergency services: police 172 / 117 / 171 · fire 118
- Maximum, 24/7, before any payment: +41 22 ••• •• ••.
- France — Ambassade de France (0.3 km) · +228 22 23 46 00
- United States — Ambassade des États-Unis (6.3 km) · +22822615470
- Save these numbers before leaving; in immediate danger, call local emergency services first, then Maximum.
SourcesEmergencyNumberAPI · Wikidata · read 08.10OpenStreetMap · read 12.10
Is an Amex, Visa or Mastercard enough in Togo?
At today's level 2/4, card by card:
- Amex Platinum — No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
- Visa — No express area exclusion — but a €156,000 cap, 90 days, and the war/instability exclusion in the background.
- Mastercard — No exclusion in play at this level — but a €155,000 cap and 90 covered days.
- Three lines to read in your notice: the duration (often 90 days per trip), the settlement (reimbursement afterwards or direct payment of the hospital) and the area exclusion at level 4/4.
SourcesAmex Platinum France T&Cs, 01.2025 — general exclusion n° 11BNP Paribas Visa Infinite notice (policy PT7), 04.2025 — comFortuneo World Elite Mastercard notice, 01.2026 — art. 5.5 '
Are a health plan or a travel policy enough in Togo?
A health plan reimburses at home; here, the hospital asks for a payment guarantee before admission.
- Health plan — A health plan treats you at home. Here the hospital asks for a guarantee before admission — not a later reimbursement.
- Travel policy — No area exclusion at this level — compare cap, deductible and covered duration.
- A travel policy often has a territorial clause at level 4/4 and a 90-day limit per trip.
- Have your IPID number or the PDF of the terms and ask an expert to call you back: the answer is in the document, not in the brochure.
SourcesGeneral conditions, policy 20 00 479
How do I use the medical network on this page?
Around Lomé: 80 hospitals and clinics, 41 with a 24/7 emergency room, 40 pharmacies, 28 doctors' practices (OpenStreetMap, hospital list read on 04.10.2026).
- Type your city, hotel or beach: the map re-centres, 24/7 emergency rooms come first.
- Each row gives the phone when the source publishes it, the nearest street, directions and the Google Maps listing.
- The PDF briefing repeats the same places, numbered on a printable map.
- No customer reviews: OpenStreetMap has none, and we invent none.
Which vaccines and health precautions for Togo?
The sourced detail is under Medical network › Health: vaccines, diseases present, altitude, outbreaks.
- CDC (Travelers' Health), depending on the trip: Routine vaccines, COVID-19, Cholera, Hepatitis A, Hepatitis B, Malaria, Measles.
- France Diplomatie reports in the country: dengue, chikungunya — mosquito protection day and night.
- See a doctor or a travel clinic 8 weeks before departure (Foreign Office).
- Carry your medicines in their packaging, with a prescription using international non-proprietary names (France Diplomatie).
SourcesCDC Travelers' Health · read 10.10France Diplomatie · updated 15.09 · read 15.10OMS · read 15.10Foreign Office · updated 15.12 · read 15.10
Can I be treated in Togo, or will I be evacuated?
0.1 physicians per 1,000 people (2022) versus 4.5 in Switzerland.
- 0.3 hospital beds per 1,000 people versus 4.4 in Switzerland (World Bank).
- With 0.1 physicians per 1,000 people (98% fewer than Switzerland), the nearest hospital does not always have the capacity for a serious case: evacuation to an adequate centre is the rule, not the exception — that is what unlimited evacuation and repatriation cover. Health spending of 60 USD per person (Switzerland: 11,784) goes with private hospitals that bill foreigners in hard currency and ask for a guarantee before admission: the direct payment guarantee is what avoids the deposit.
- When the local facility is not enough, Maximum's medical team decides the evacuation to a suitable centre, and pays for it (art. 6.2.2).
SourcesWorld Bank · read 10.10General conditions, policy 20 00 479
Togo: safety, in figures?
Comparable figures (homicides, roads, incidents) are under Safety & risks › Incidents.
- 28.7 road deaths per 100,000 people versus 2.2 in Switzerland (World Bank, WHO).
- On the road, 13 times more deaths than in Switzerland: road crashes are the leading cause of death of healthy travellers (CDC) — seat belt, no night driving, a driver or a taxi from a rank.
Where is my embassy in Togo, and why register?
The nearest representations, by passport (OpenStreetMap):
- France — Ambassade de France (0.3 km) · +228 22 23 46 00
- United States — Ambassade des États-Unis (6.3 km) · +22822615470
- Register before leaving: France: Ariane · Switzerland: Travel Admin · United Kingdom: Foreign Office alerts · United States: STEP.
- Two minutes, and in a crisis your country's authorities can reach you and count you in an evacuation.
- Pick your passport at the top of Contacts: your embassy comes first.
SourcesOpenStreetMap · read 12.10DFAE · updated 27.05 · read 15.10
Which regions of Togo should I avoid, precisely?
1 region advised against, fully or partly, by at least one official reading.
- Your point (Maritime): country-wide vigilance.
- Advised against — all but essential travel: Savanes.
- Areas quoted without a region: Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Cinkassé; Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Korbongou; Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Kong; Global Affairs Canada — Avoid all travel to within 30 km of the border with Burkina Faso: Mandouri…
- Maximum does not exclude these areas: the VIP Pack covers care and repatriation there (sanctions, embargoes and a country already at war at departure remain enforceable).
SourcesGlobal Affairs Canada · updated 13.10 · read 15.10Foreign Office · updated 15.12 · read 15.10France Diplomatie · updated 15.09 · read 15.10
Which laws and customs should I know in Togo?
Local laws apply to every traveller; here is what the official texts say.
- You must abide by local laws, including strict prohibitions on pornography and severe penalties for drug offenses.
- Possession, use, or trafficking of illegal drugs carries severe penalties, including lengthy jail sentences.
- It is illegal to photograph government or military buildings, personnel, or sensitive sites like airports.
- Same-sex sexual acts are illegal and can result in imprisonment and heavy fines; 2SLGBTQI+ travellers may face discrimination.
- Carry certified copies of identification and travel documents at all times, and keep a photocopy of your passport secure.
SourcesGlobal Affairs Canada · updated 13.10 · read 15.10Foreign Office · updated 15.12 · read 15.10
Who can I call at any hour from Togo?
Every foreign ministry runs a 24/7 emergency line for its nationals.
- France — Crisis and Support Centre — French Ministry for Europe and Foreign Affairs: +33 1 53 59 11 00. 24/7 emergency line, standard rate. First contact abroad: the French embassy or consulate.
- Switzerland — FDFA Helpline: +41 58 465 33 33 · +41 800 24 7 365. 24/7, 365 days a year — helpline@eda.admin.ch. Beware of scam calls spoofing these numbers.
- United Kingdom — Foreign, Commonwealth & Development Office: +44 20 7008 5000. 24 hours, for British nationals.
- United States — Overseas Citizens Services — U.S. Department of State: +1 202 501 4444 · +1 888 407 4747. From abroad; the second number from the U.S. and Canada.
- On site, Ambassade de France: +228 22 23 46 00.
Sourcesdiplomatie.gouv.fr · updated 15.09 · read 15.10eda.admin.ch · updated 27.05 · read 15.10
A few useful phrases in French for Togo?
Emergency phrases, to show if pronunciation fails:
- Help! → Au secours !
- Call an ambulance! → Appelez une ambulance !
- I need a doctor. → J'ai besoin d'un médecin.
- Where is the nearest hospital? → Où est l'hôpital le plus proche ?
- Call the police! → Appelez la police !
SourcesMaximum Insurance
What should I keep after leaving Togo, and how do I file a claim?
Keep the entry stamp, the invoices, the prescriptions and the medical report.
- File within 30 days (art. 35.7) from your client area, with the documents; the official forms are pre-filled.
- Costs advanced on site are reimbursed against receipts.
- Fever, persistent diarrhoea or a rash in the following weeks? See a doctor and say where you have been — dengue, chikungunya circulate in the country (France Diplomatie).
SourcesGeneral conditions, policy 20 00 479
What does the Pack VIP Extreme add?
Cancellation or change up to EUR 20,000, special risk EUR 5,000 per person, crisis management and security, optional Kidnap & Ransom.
- Special risk (Module A): political event, attack, epidemic, natural disaster — opens when the FDFA, the FOPH or WHO advise against the trip (art. 18.1).
- Epidemic: assistance must be requested within 7 days of the WHO or FDFA qualification (art. 36.2).
- Crisis management and security: trip registration, monitoring, extraction, evacuation in case of riot, war, terrorism or disaster; Kidnap & Ransom subject to eligibility (art. 18.4).
- €2,290 a year, unlimited trips.
SourcesGeneral conditions, policy 20 00 479
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The 207 country pages — hospitals, pharmacies, police, embassies, emergency numbers, official advice from four governments, health, safety in figures, events in progress — read around the city you name. Your policy — benefits, the six steps, claims, articles. The site — prices, certificate, subscription. Nothing else: what it does not know, it says so and hands you to an adviser.
Same advisory level: Ivory Coast · Denmark · Djibouti · Spain · Eswatini · France
Cross-check with official sources
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.