Updated on 16 September 2026 ·
source checked daily
Indonesia — official level as of 16 September 2026: Level 2/4 ("Exercise Increased Caution"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, CHF 1.5M, certificate on payment.
Four official readings
United StatesState Departmentsource ↗Our reference level — the one shown across this site
Is the whole country advised against?Nono restriction on the whole country
Level 2/4 — “Exercise Increased Caution”levels 1 and 2 are advice to be careful, not travel restrictions
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Nono restriction on the whole country+ orange areas
our reading: some areas are classified orange (advised against except for imperative reasons)
United KingdomFCDOsource ↗Added on top of the U.S. level, under its own rules: travel statuses
Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: all travel advised against to parts of the country
source reviewed 10 September 2026
SwitzerlandFDFAsource ↗Advisory cited by the Maximum policy
Is the whole country advised against?Nono restriction on the whole country
our reading: the FDFA advises against no travel
The four readings on record agree: no restriction on the whole country — France still flags orange areas; the United Kingdom still flags parts of the country.Our comparison reading: 15 September 2026
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
3 events in progress18 recorded incidents (UCDP)hover, click to open it in the briefing
Level 2/4 — Exercise Increased Caution
Checked on 16 September 2026 · U.S. State Department
Observed repatriation
18 000 € – 140 000 €
Country briefing
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The comparator
What is your current insurance?
The verdict
No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Travelling only once? Below three trips a year, this contract is probably not for you.
Where, exactly?
What the national level does not tell you
The level is national. Risk areas are in the state advisories below.
U.S. State Department — the full advisory details the regions concerned and the reasons (crime, terrorism, kidnapping, civil unrest)
(read the advisory)
Foreign, Commonwealth & Development Office (United Kingdom) — the United Kingdom advises against all travel to PARTS of the country · reviewed 10 September 2026 Last announced change : « Removal of information about closure of Jakarta airports due to volcanic ash clouds (‘Warnings and insurance’ page) » (read the advisory)
France Diplomatie — France classifies SOME AREAS of the country as orange (advised against except for imperative reasons) — the advisory is geographic, check it for your exact destination (read the Security advisory)
3 events located on the map
Magnitude 6.5 earthquake — Indonesia — 126 km NNE of Teluknaga, Indonesia · USGS, last 7 days (source)
Magnitude 5.6 earthquake — Indonesia — 78 km NNE of Tobelo, Indonesia · USGS, last 7 days (source)
Magnitude 5.5 earthquake — Indonesia — 187 km SSW of Pelabuhanratu, Indonesia · USGS, last 7 days (source)
What happened, and where
Over 1 January 2026 → 30 June 2026, UCDP (Uppsala University) recorded 18 geolocated violent incidents in this country, for 36 documented deaths.
Most affected areas Papua Tengah province 9 · Papua Pegunungan province 6 · Papua Selatan province 1 · Papua Barat Daya province 1 · Maluku province 1
Most recent incidents
18 May 2026 · Papua Pegunungan province · Nduga regency TPNPB-OPM Accuses Military of Using Drone Bombs in Nduga · 1 deathSource: Tempo.co · 22 May 2026 · Spokesperson for the TPNPB-OPM Central Headquarters Sebby Sambom · UCDP #630688 ↗
17 May 2026 · Papua Pegunungan province · Dekai town, Dekai district 8 miners killed in attack by armed separatists in eastern Indonesia; West Papua National Liberation Army (TPNPB) in Yahukimo Claims Eight Suspected Se · 2 deathsSource: Xinhua News Agency;Jubi · 21 May 2026 · OPM · UCDP #630584 ↗
15 May 2026 · Papua Pegunungan province · Wamena town Indonesia May 2026;Tribal groups sign peace deal after deadly clashes in Indonesia’s Papua · 13 deathsSource: Crisis Watch;Union of Catholic Asian News · 1 June 2026 · Crisis Watch ; Government and security officials · UCDP #630508 ↗
29 April 2026 · Papua Pegunungan province · Dekai town, Dekai district TIM GABUNGAN SELIDIKI KASUS PENEMBAKAN TERHADAP WARGA DI DEKAI · 1 deathSource: Antara · 30 April 2026 · ODC Public Relations Deputy Task Force AKBP Adriasaat · UCDP #628089 ↗
27 April 2026 · Papua Pegunungan province · Dekai district TIM GABUNGAN KEJAR ANGGOTA KKB YAHUKIMO USAI TEMBAK WARGA DI DEKAI;KAPENDAM: TIDAK ADA PENYERANGAN KE KORAMIL DEKAI · 1 deathSource: Antara;Antara · 28 April 2026 · Head of Operations of the Peace Task Force Cartenz Inspector General of Police FaizalRahma · UCDP #628075 ↗
20 April 2026 · Papua Tengah province · Pinapa village TNI Klaim Tembak Mati Tokoh TPNPB-OPM Jeki Murib;TNI SUCCESSFULLY PARASITES OPM FIGURE JEKI MURIB · 1 death(range 0–1)Source: Tempo.co;Between · 28 April 2026 · Head of Information for the TNI Habema Operations Command, Lieutenant Colonel Inf Wirya Ar · UCDP #628064 ↗
Source: UCDP Georeferenced Event Dataset (Uppsala Conflict Data Program), file GEDEvent_v26_01_26_06.csv, CC BY 4.0 licence. We keep only incidents UCDP codes as "Clear" and whose location is precise enough to be placed — about 58% of the dataset. An incident may be revised, moved or withdrawn by UCDP in a later release: these figures describe a closed period, not a live situation.
What we do locate on the map are events in progress — earthquakes and disasters reported by USGS and GDACS (UN / European Commission), which do have real coordinates. Hover a dot for details, click to open it in this briefing.
What is happening in Indonesia right now
Live alerts and level changes, each with its official source. Continuously updated.
No level change recorded for this country since the log opened. The live alerts above are updated continuously.
Hospitals with emergency rooms, nearest evacuation airport and live alerts — public data (OpenStreetMap, GDACS), computed live. In an emergency, one reflex: +41 22 ••• •• ••.
Frequently asked questions — travel insurance Indonesia
What is the official risk level in Indonesia today?
Level 2/4 ("Exercise Increased Caution") according to the U.S. Department of State, retrieved on 16 September 2026. Maximum Insurance checks this official source every day.
What does Maximum Insurance do in Indonesia?
The Pack VIP ($990 for twelve months, unlimited trips) covers CHF 1.5M emergency medical expenses, unlimited evacuation and repatriation, the direct payment guarantee in hospital, and a nominative certificate in the format visa applications require, Schengen included. The Pack VIP Extreme adds crisis management & security and Kidnap & Ransom (subject to eligibility).
How much does a medical repatriation from Indonesia cost?
Observed costs range from 18 000 € to 140 000 € depending on severity and distance (Realting (santé à Bali), 2025). The Pack VIP covers evacuation and medical repatriation without cap, settled directly by the insurer.
Do I need an insurance certificate for a Indonesia visa?
Many consulates require proof of international medical cover before issuing a visa — Schengen included for non-European travellers. Maximum Insurance issues the official named certificate on payment, accepted for these procedures.
What should I do if hospitalised in Indonesia?
One reflex: call +41 22 ••• •• •• (24/7). Within our worldwide medical network — 45,000 medical providers — the insurer sends its direct payment guarantee: the hospital is settled directly, no deposit advanced by the traveller.
Is an Amex, Visa or Mastercard enough in Indonesia?
These are travel-insurance options, with a public notice. At level 4/4 (Do Not Travel), several notices rule the trip out (Amex, exclusion no. 11; Mastercard Fortuneo, art. 5.5). Below that, the area exclusion generally does not apply — 90 days max, reimbursement afterwards, no visa certificate remain. The VIP Pack runs 12 months, pays the hospital, and issues the certificate on payment.
Are a health plan or a travel policy enough in Indonesia?
A health plan treats you at home: the hospital here asks for a guarantee before admission. A travel policy has its own terms — often a territorial clause at level 4/4, and 90 days. Without the document (IPID number or PDF), we cannot say. Ask a Maximum Insurance expert to call you back.
Travelling to Bali, Jakarta: what changes
The published advisory level is national, but risk is not: business hubs (Bali, Jakarta) do not share the profile of border areas. The medical network shown on this page is computed around Jakarta — real hospitals, evacuation airport and live alerts. Before a specific trip, always cross-check your country of residence's advisory: that is what your policy cites.
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.