Insurance and company space

Insurance for your employees. One space to manage their trips.

Health, assistance, travel disruption, baggage and legal protection: insurance for overseas assignments, subject to the policy. One space to prepare trips, meet your Duty of Care and keep evidence of the measures taken. From €990 per year per employee, unlimited trips, company space included.

MAXIMUMINSURANCE POLICY 20 00 479
FILE OF PROOF — COVERED EMPLOYEES
Dated assessment, decision, briefing read — for every trip
✔Claire Fontaine — Tokyo12/09 → 26/09
✔Marc Delage — New York03/10 → 09/10
✔Anna Keller — NairobiOngoing
Time-stamped, signed by its author, readable without Maximum
FILE
DATED
2026

Downloaded in one click, for every audit.

Swiss insurer
45 000medical providers — worldwide network
FINMAWinHealth distribution — reg. no F01210623

Insurance covers insured events

Health and 24/7 assistance, cancellation and interruption, baggage and equipment, mission continuity, legal protection, private liability and serious accidents: benefits depend on the pack and policy.

Assistance arranges covered services after approval, including care and repatriation. Crisis and security options remain subject to eligibility.

See cover and limits →

The space helps you meet and evidence your Duty of Care

You or HR register trips. The space sends instructions, shows outstanding tasks and gathers dated decisions and documents.

See what remains to be done to protect employees. In an accident, inspection or dispute, your file of proof shows the recorded measures, who took them and when. It supports your actions without by itself certifying compliance.

See how it works →

How it works

You or your HR team register each trip, then handle the listed actions. Maximum prepares documents, sends instructions to the employee and keeps dated records. You can see what remains to be done and find your supporting records if a problem occurs. The five steps below are the same in your space: “You” shows your action, “Maximum” what the software handles.

1Your employees and documents›
You
  • Name each employee, or take an unnamed pack (5 seats minimum) and then name whoever you want, with no new payment.
  • Enter your headcount.
  • Review and complete the prepared documents. If staff consultation is required, present the note and file the record.
  • Report who leaves the company.
Maximum
  • Collects payment, issues invoices and certificates, opens your space.
  • Gives a card and certificate to each employee insured in their own name; flags a traveller without cover to you.
  • Prepares your “travel abroad” risk assessment and the staff consultation note from your register — dated, for you to review, attached to the file of proof.

Obligations : Cover care and repatriation (2) · Assess the risks — before, and during (1) — Duty of Care factsheet

Go to the subscription form ›

Named employees: each gets their certificate (visa format, Schengen included), card and area. Unnamed pack: a headcount, one collective certificate; you name whoever you want later, at no extra cost. Card, or bank transfer from €9,990 — the space then opens on receipt. Cover stops the day the employee leaves the company (art. 35.1): report the departure in the space, it is dated. The unnamed pack →

The prepared assessment covers travel abroad: review it, complete it and add it to your risk register. You can grant access to HR and a deputy. Each signs in through an e-mail link, with no password.

Next

You are

Which benefits and tools does your team need?

Choose your role, then tick the situations that apply. The relevant benefits and tools appear. Cover remains subject to the policy conditions.

·

Tick a situation above to see what covers your people.

Cover Pack VIPCover Pack VIP ExtremeMaximum software

Maximum software included with every subscription

Tools to prepare trips and follow your team

Two spaces. The employer's, which decides and keeps the proof. The employee's, which knows what to do.

Employer

  • To do today

    Computed from your records: trips to decide, unread briefings, A1, statements, alerts, reports. Each line leads to the useful action.

  • Who is where

    From the register, no geolocation. Each marker says whether the person is covered.

  • Forwarded bookings

    Your agency forwards the booking to the voyages+ address shown in your space. You review and confirm the trip; your decision is dated.

  • Prepare, then authorise

    Add the trip to open its checklist. Review documents and tasks, then authorise departure: your decision is dated and the mission page is sent. A country under sanctions requires a written decision.

  • Country page, one click away

    From each trip, the site's country page. You assess the risk and follow the situation yourself: there is no automatic country alert. Country rated 4 or 5 by the insurer's security portal: also register the trip there.

  • Alerts and calls

    The employee writes to you from their mission page; the message reaches you by e-mail, your answer goes to them, dated. It is not an emergency line. If they tap the 24/7 number on their page, you are told, with no medical detail.

  • Work accident

    If the employee, insured in their own name, reports an accident to the insurer during a registered mission, the incident opens on your side: name and date, never a medical detail. The report is prepared, the deadline reminded once; you file it.

  • Social security and mission statement

    The space tells you, for each destination, whether there is a document to request, which one and where (Urssaf or MSA in France, AVS office in Switzerland); the continuation certificate stays optional. You request it, the space keeps it. From France, the statement for missions over four weeks is prepared as a pre-filled PDF: you check it, complete it and hand it over.

  • Employees and access

    Directory, non-nominative pack, departures reported. Management, HR, manager, deputy: one access each, removable at any time.

  • Prepared documents

    The “travel abroad” risk assessment, prepared from the register and dated; the staff consultation note and the accident report, pre-filled. For you to review and complete.

  • One-click file of proof

    Register, decisions, acknowledgements, alerts, log, documents: a dated ZIP, readable without Maximum, under your logo.

Employee

  • Mission page

    For every trip: your instructions, what to do, the 24/7 number, the country page, a button to write to you and, for someone insured in their own name, their certificate. One single e-mail as soon as you authorise the trip; if unread, “Remind” sends it again, once a day at most. Their “I have read” is dated, with the text fingerprint.

  • Personal space

    Named: card and mobile pass on the phone's home screen, certificate for the trip dates, 24/7, claim. Opened by e-mail, no password.

  • Assisted claim

    Insurer's official forms, pre-filled, signed on screen, within 30 days.

Subscribe for my company

Certificate emailed immediately after payment.

FREQUENT TRAVELER

12-month cover, paid once a year.

Pack VIP
990 € / year
Complete protection for worry-free travel.
Pack VIP Extreme
2 290 € / year
All the Pack VIPCHF 20,000 cancellationSpecial risk CHF 5,000
Crisis management & K&R optional — subject to eligibility

You are the contact who pays and opens the company workspace. You are not covered unless you add yourself below as an employee.

You

Billing address

Covered employees — each gets a card and their own area. The contact above is not covered until added here.

10 named insureds maximum on this form. Beyond that, the company pack covers a headcount, with no list of names. Company pack →

Automatic payment

Subscribe and renew automatically with the payment methods Stripe offers.

Bank transfer

Annual Stripe invoice. Wire to the IBAN shown, with the invoice reference. Cover starts when funds arrive.

Card: cover starts immediately. Bank transfer or SEPA Direct Debit: cover starts when funds are received, within 5 business days.

Official nominative insurance certificate, in the format visa applications require, Schengen included.

Frequently asked questions

Protection

What do insurance and the company space do?

Insurance protects against events specified in the policy: health and assistance, cancellation and interruption, baggage and equipment, mission continuity, legal protection, private liability and serious accidents. Benefits and options depend on the chosen pack.

The included space helps you meet and evidence your Duty of Care: prepare trips, inform employees, track tasks and keep dated decisions and supporting records.

What is covered, and what are the limits?

VIP covers insured trips outside the country of residence, supplementing statutory schemes. Unlimited trips during the year, subject to the policy.

  • Health: overseas emergencies up to 1.5 million; urgent follow-up care on return linked to the overseas event up to 40,000; emergency dental care up to CHF 1,000.
  • 24/7 medical assistance: unlimited medical evacuation and repatriation, search and rescue up to 50,000; medical network referrals, dispatch of a doctor, care monitoring, second opinions, medication shipment and language assistance.
  • Relatives and death: family visits up to 5,000, companion’s return, repatriation of remains and formalities; two psychological consultations after the traumatic events specified by the policy.
  • Travel disruption: cancellation or changes up to 5,000, interruption up to 10,000, extension or rearrangement up to 2,000, for insured events only.
  • Mission continuity: employee replacement or return to the mission, identity documents up to 2,000, repayable cash advance up to 10,000, concierge and business assistance, and a travel information portal.
  • Baggage and equipment: baggage up to 10,000, professional equipment up to 3,000, delayed baggage up to 2,000.
  • Legal protection and liability: legal fees and proceedings up to 50,000, excluding disputes arising from professional activities; repayable bail advance up to 100,000; overseas private liability up to 1 million. This is not professional liability insurance.
  • Serious accidents: accidental death or permanent accidental disability benefit up to 150,000, subject to the benefit scale.

VIP Extreme raises cancellation cover to 20,000 and adds trip changes, cancellation or interruption for the crises specified by the policy, up to 5,000 per person. Crisis management, security and kidnap/ransom: contact us, subject to selected options and eligibility.

Unless specified otherwise, limits are in CHF, EUR or USD according to the policy currency. Sub-limits, aggregate limits and conditions apply; advances must be repaid.

For covered hospitalisation, assistance may arrange direct payment after approval. Paid expenses are reimbursed under the policy. Exclusions include unstable illnesses and mental disorders; war and sanctions provisions may restrict benefits.

Full benefits, conditions and exclusions are in the benefits table and general conditions on the Documents page.

What should an employee do in an emergency?

Call the 24/7 number on their card or mission page before arranging care or transport themselves. For immediate danger, contact local emergency services. Chat does not replace assistance.

For a work accident, your company must also make the required employer report; the space guides you.

How it works

What do I do for each trip?

Choose the employee, a suggested destination and dates. Their checklist shows available documents and remaining tasks. Then authorise departure to send the mission page. You can delegate this to HR.

Which documents are prepared? What must I request?

The trip record and complete country guide, targeted to the selected destination, are available in the checklist. A mission statement is pre-filled when needed; you complete it and hand it to the employee.

A1 or another social certificate must be requested from the listed authority, not Maximum. The link and upload button are in the same checklist. Check visas and permits with the authorities.

How does the space help evidence our Duty of Care?

It is designed to help you meet your employer responsibilities and demonstrate the measures taken to protect employees. The file of proof gathers risk assessments, decisions, sent instructions, reading acknowledgements, replies and saved documents, with dates and authors.

After an accident, inspection or dispute, you can present the file without reconstructing it. You remain responsible for decisions and formalities: the file supports your actions, but does not by itself certify legal compliance.

Subscribe and get help

How much does it cost?

VIP Pack: $990 per employee per year. VIP Extreme Pack: $2,290. Unlimited trips and the company space are included.

Choose named employees with personal certificates, or an unnamed pack from five places with a collective certificate. Pay by card or bank transfer from €9,990; for transfers, access opens when funds arrive.

How can I get started or ask a question?

Subscribe using this page’s form. Your access link is e-mailed when payment is received. Contact our team for a guided presentation.

In your space, “Help & contact” opens chat; “Write to Maximum” contacts our team.

Swiss insurer
45 000medical providers — worldwide network
FINMAWinHealth distribution — reg. no F01210623