Updated on 16 September 2026 ·
source checked daily
Congo — official level as of 16 September 2026: Level 2/4 ("Exercise Increased Caution"), from the U.S. Department of State. Maximum Insurance covers this country: hospital settled directly, unlimited repatriation, CHF 1.5M, certificate on payment.
Four official readings
United StatesState Departmentsource ↗Our reference level — the one shown across this site
Is the whole country advised against?Nono restriction on the whole country
Level 2/4 — “Exercise Increased Caution”levels 1 and 2 are advice to be careful, not travel restrictions
FranceFrance Diplomatiesource ↗Added on top of the U.S. level, under its own rules: red or orange AREAS
Is the whole country advised against?Nono restriction on the whole country+ orange areas
our reading: some areas are classified orange (advised against except for imperative reasons)
United KingdomFCDOsource ↗Added on top of the U.S. level, under its own rules: travel statuses
Is the whole country advised against?Nono restriction on the whole country+ parts of the country
our reading: all travel advised against to parts of the country
source reviewed 2 June 2026
SwitzerlandFDFAsource ↗Advisory cited by the Maximum policy
Is the whole country advised against?Nono restriction on the whole country
our reading: the FDFA advises against no travel
The four readings on record agree: no restriction on the whole country — France still flags orange areas; the United Kingdom still flags parts of the country.Our comparison reading: 15 September 2026
Every country has its own scale, so we ask them all the same question: is the whole country advised against?
An advisory covering only areas of the country does not raise the answer: it stays “No”, and the area is shown in the relevant column.
The level shown on this page — and across this site — is the one published by the U.S. State Department, from 1 (normal precautions) to 4 (do not travel). France and the United Kingdom publish their own advisories, with their own rules: they add to that level, they do not replace it.
1 event in progresshover, click to open it in the briefing
Level 2/4 — Exercise Increased Caution
Checked on 16 September 2026 · U.S. State Department
Country briefing
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The comparator
What is your current insurance?
The verdict
No area exclusion at this level — but three written limits: deductible and prior approval, 90-day cap, advance under conditions.
Exact wording (official French text): « Des Voyages vers des pays où Votre gouvernement a conseillé de ne pas voyager » — general exclusion n° 11, applying to ALL travel covers.
Travelling only once? Below three trips a year, this contract is probably not for you.
Where, exactly?
What the national level does not tell you
The level is national. Risk areas are in the state advisories below.
U.S. State Department — the full advisory details the regions concerned and the reasons (crime, terrorism, kidnapping, civil unrest)
(read the advisory)
Foreign, Commonwealth & Development Office (United Kingdom) — the United Kingdom advises against all travel to PARTS of the country · reviewed 2 June 2026 Last announced change : « New information about Ebola screening when arriving in country (‘Entry requirements’ page). » (read the advisory)
France Diplomatie — France classifies SOME AREAS of the country as orange (advised against except for imperative reasons) — the advisory is geographic, check it for your exact destination (read the Security advisory)
1 event located on the map
Drought — Congo — orange alert in progress — UN / European Commission (source)
What we do locate on the map are events in progress — earthquakes and disasters reported by USGS and GDACS (UN / European Commission), which do have real coordinates. Hover a dot for details, click to open it in this briefing.
What is happening in Congo right now
Live alerts and level changes, each with its official source. Continuously updated.
No level change recorded for this country since the log opened. The live alerts above are updated continuously.
The real medical network around Brazzaville (commune)
What public sources give around Brazzaville (commune): hospitals and clinics, nearest evacuation airport. In an emergency, one reflex: +41 22 ••• •• ••.
The closest to the city centre is Centre Hospitalier Universitaire de Brazzaville (CHU-BZV), 0.5 km away. A medical evacuation would depart from Aéroport International Maya-Maya (BZV), 2.9 km from Brazzaville (commune).
🏥 Medical network — Brazzaville (commune)
Centre Hospitalier Universitaire de Brazzaville (CHU-BZV)emergency department0.5 km from the centre of Brazzaville (commune)
Morgue de Brazzavilleemergency department0.7 km from the centre of Brazzaville (commune)
Hôpital Central des Armées Pierre Mobengoemergency department0.8 km from the centre of Brazzaville (commune)
Centre Psychiatrique du CHUemergency department0.9 km from the centre of Brazzaville (commune)
Hôpital Mère et Enfant Blanche Gomesemergency department1.6 km from the centre of Brazzaville (commune)
Dispensaire de Bacongoemergency department2.5 km from the centre of Brazzaville (commune)
Hôpital de base de Bacongoemergency department3.9 km from the centre of Brazzaville (commune)
Hôpital de Makélékéléemergency department4.2 km from the centre of Brazzaville (commune)
✈️ Aéroport International Maya-MayaBZV2.9 kmNearest evacuation airport from Brazzaville (commune) — unlimited medical evacuation and repatriation included.
💱 Currency: XAF Fr · 🗣 Language: French, Kikongo In an emergency from Brazzaville (commune), your reflex remains +41 22 ••• •• •• — Full number in your client area.
None of these facilities is a Maximum Insurance “partner”, and none is presented as waiving upfront payment: this list is a reading of public map data, nothing more. A direct payment guarantee is arranged CASE BY CASE by our assistance desk, facility by facility and when the need arises — one number, +41 22 ••• •• ••.
Level 2/4 ("Exercise Increased Caution") according to the U.S. Department of State, retrieved on 16 September 2026. Maximum Insurance checks this official source every day.
What does Maximum Insurance do in Congo?
The Pack VIP ($990 for twelve months, unlimited trips) covers CHF 1.5M emergency medical expenses, unlimited evacuation and repatriation, the direct payment guarantee in hospital, and a nominative certificate in the format visa applications require, Schengen included. The Pack VIP Extreme adds crisis management & security and Kidnap & Ransom (subject to eligibility).
Do I need an insurance certificate for a Congo visa?
Many consulates require proof of international medical cover before issuing a visa — Schengen included for non-European travellers. Maximum Insurance issues the official named certificate on payment, accepted for these procedures.
What should I do if hospitalised in Congo?
One reflex: call +41 22 ••• •• •• (24/7). Within our worldwide medical network — 45,000 medical providers — the insurer sends its direct payment guarantee: the hospital is settled directly, no deposit advanced by the traveller.
Is an Amex, Visa or Mastercard enough in Congo?
These are travel-insurance options, with a public notice. At level 4/4 (Do Not Travel), several notices rule the trip out (Amex, exclusion no. 11; Mastercard Fortuneo, art. 5.5). Below that, the area exclusion generally does not apply — 90 days max, reimbursement afterwards, no visa certificate remain. The VIP Pack runs 12 months, pays the hospital, and issues the certificate on payment.
Are a health plan or a travel policy enough in Congo?
A health plan treats you at home: the hospital here asks for a guarantee before admission. A travel policy has its own terms — often a territorial clause at level 4/4, and 90 days. Without the document (IPID number or PDF), we cannot say. Ask a Maximum Insurance expert to call you back.
The displayed level comes from the State Department, checked every morning. Before departure, always cross-check your country of residence's advisory: that is what your policy cites.
The level shown is the official U.S. Department of State level, checked daily. Maximum Insurance is an insurance distributor — general information, not personal advice.