Travel insurance for leaders.
Swiss Travel Insurtech. 24/7 worldwide.
What is covered, precisely
Pack VIP
- Emergency medical expenses abroad — up to CHF/EUR/USD 1,500,000
- Medical evacuation and repatriation — unlimited, worldwide
- Search and rescue — up to CHF 50,000
- Direct payment guarantee — hospital bill settled directly with the facility
- Trip cancellation or modification — up to CHF 1,000
- Trip interruption — up to CHF 10,000
- Advance of funds (loss/theft of means of payment) — up to CHF 10,000
- Private liability abroad — up to CHF 1,000,000
- Accidental death or disability — up to CHF 150,000
- 24/7 medical emergency line — +41 22 ••• •• •• — one single number, in full in your client area
- Worldwide medical network — 45,000 medical providers
- Corporate assistance — included
Pack VIP Extreme
- Everything in the Pack VIP — included
- Trip cancellation or modification — up to CHF/EUR/USD 20,000 per person
- Special-risk cancellation (Module A) — up to CHF 5,000 per person (political event, attack, epidemic, natural disaster)
- Crisis management & Security — travel registration, proactive security monitoring, extraction and evacuation in case of riot, war, terrorism or natural disaster ✦ subject to eligibility
- Kidnap & Ransom — dedicated crisis managers (GC art. 18.4) ✦ subject to eligibility
Table of Benefits — freely available. Product sheet and general conditions in your client area. →
All of Maximum in 2 pages (PDF) ↓ — the sheet to print or forward.
Certificate emailed immediately after payment.
FREQUENT TRAVELER
12-month cover, paid once a year.
The non-nominative pack covers the headcount you choose, without naming your employees.
See the company pack →Direct payment guarantee
At the hospital, your card is enough: the payment guarantee is sent straight to the facility.
One number, 24/7
+41 22 ••• •• •• — medical, security, travel. A dedicated team answers, all year round.
Visas & Schengen
Instant nominative certificate, in the format visa applications require, Schengen included.
Who Maximum is for
You buy for yourself, your family or your own practice. A named policy that follows you when you change employer.
Faraway holidays with a clear mind: medical, cancellation and assistance for everyone.
Travelling consultantBack-to-back missions across countries: an annual protection that follows your travels in case of accident and medical emergency.
ExpatriatesAn additional layer of cover — medical emergency and accident worldwide, including private liability + a death benefit.
Business travellerYou travel on your own account: the policy is in your name, it covers every trip of the year and follows you when you change employer.
Your company buys for its people: the cover follows them on assignment, and the record of what you did stays in the software.
Executives, employees, independents: covered on every assignment, every flight, every hotel.
Short expatriationUp to 12 months abroad: complete cover for secondees relying on a basic or local scheme.
Assignment in sensitive areasProactive security monitoring, extraction, evacuation and Kidnap & Ransom on the Extreme plan — these two guarantees subject to eligibility.
Medical repatriationUnlimited medical evacuation and repatriation, organised by the 24/7 desk.
Frequently asked questions
Who underwrites Maximum Insurance?
Maximum Insurance is the brand of WinHealth (FINMA no. F01210623). The risk is carried by a Swiss insurance company, under collective policy no 20 00 479. The worldwide medical network counts 45,000 medical providers.
How much does Maximum Insurance cost?
The Maximum Insurance VIP Pack costs 990 € for twelve months, with unlimited trips within the year. The VIP Extreme Pack costs 2 290 € for twelve months: it adds cancellation up to CHF 20,000 and special risk (Module A) up to CHF 5,000 per person. Crisis management & security and Kidnap & Ransom (GC art. 18.4) remain subject to eligibility.
Am I covered in a country formally advised against?
Yes: the Maximum Insurance VIP Pack, underwritten by a Swiss insurer, covers countries formally advised against — CHF 1.5 million in emergency medical expenses and unlimited medical repatriation. The official alert level of all 207 countries is checked every morning on the Maximum alerts map.
Is the visa certificate included?
Yes. Every individual Maximum Insurance subscription includes the official named insurance certificate, in the format visa applications require, Schengen included; it is issued as soon as payment is made. The company pack asks for no names, so it provides a general certificate covering the chosen headcount rather than a named one.
What happens if I am hospitalised abroad?
You call your contract's single emergency line (+41 22 ••• •• •• — full number on your insured card and in your client area), answered 24 hours a day. In hospital, Maximum Insurance applies the direct payment guarantee: the insurer issues an undertaking to the hospital and settles the bill, instead of asking you to pay upfront and claim the money back. Emergency medical expenses are covered up to CHF 1,500,000, and medical evacuation and repatriation are unlimited.
How do I subscribe to Maximum Insurance?
Subscription is online and takes three minutes: identity, start date and secure Stripe payment. The destination field is for the certificate; cover does not depend on it — it is worldwide from payment. The named certificate is emailed immediately after payment. To cover a team, the non-named company pack covers the headcount you choose without disclosing your employees' names.
Must every trip be declared?
No. Cover runs from payment for twelve months, unlimited trips. A certificate dated to the stay is issued when the trip, a visa or the employer requires it.