Your health, on both sides of the border.
A French mutual. Swiss care, if you want it.
- Social security pays first. The Pack pays the rest.
- Pharmacy, hospital, lab: often nothing to pay at the counter.
- It starts the day you subscribe.
- A Swiss hospital is covered from level 2 (private room + Swiss hospital).
- A Swiss doctor, from level 3 (outpatient too).
- You keep €500 at hospital, €300 at the doctor's. Accident or ER: €0.
What is covered, precisely
Cross-border VIP Pack
- France complementary — on top of the compulsory scheme, 5 levels
- Third-party payment — hospital, pharmacy, imaging, lab
- Switzerland first-euro option — hospital from level 2 (private room + Swiss hospital), doctor from 3 (outpatient too)
- Direct payment guarantee — Swiss hospital, €500 deductible except accident / ER
- Maternity — France no wait; Switzerland 10 months if option
- Named certificate — employer, fund, admission
- 24/7 emergency line — +41 22 ••• •• •• — one number, in your area
- Family — spouse and dependants, 2nd child −50%
- 24/7 concierge — reimbursement, hospital, Switzerland option
Cross-border VIP Pack sheet — freely available. General conditions in your client area. →
Cross-border VIP Pack sheet (PDF) ↓ — the sheet to print or forward.
In France, you do not fund care
Pharmacy, scan, lab, hospital: the card pays. It tops up social security.
In Switzerland, if you tick the option
Hospital from level 2 (private room + Swiss hospital), doctor from 3 (outpatient too). €500 / €300 your share — 0 if accident or ER.
One number, 24/7
+41 22 ••• •• •• — France and Switzerland.
Who Maximum Cross-border is for
You live in France, you work in Switzerland. A named policy, in your name.
You go home to France in the evening. French complementary, Switzerland option if needed.
Self-employed in SwitzerlandIndependent, director, professional: the same Pack.
FamilySpouse and dependants. 2nd child: −50%.
Switching / leaving LAMalRight of option. You stay on the French scheme. The Pack takes over in your name.
You open the workspace. You add the cross-border staff. Each has their Pack — no group purchase on this page.
Maximum software included with every subscription
Once you have paid: the card, the certificate, the reimbursements
Pharmacy in France, hospital in Switzerland if option, family, one 24/7 number. Included in the premium.
How does it work?
Three moments. You subscribe. You get care — a card in France, a call before hospital in Switzerland. Then it all stays in your area.
3 steps
1C'est pour vous ?›
You live in France. You work in Switzerland.
You live in France, you are on French social security, you work in Switzerland (employee or self-employed), you are 65 or under on 31 December. The other way round — living in Switzerland and working in France — is not this Pack.
2Vous choisissez›
Five France plans. The Switzerland option, if you also get care there.
No option: France mutual only. With option: Swiss hospital from level 2 (private room + Swiss hospital), doctor from 3 (outpatient too). You do not pay LAMal.
3Vous payez›
The premium is shown. Nothing to declare: you pay now.
Age and plan. Age 18–65, straightforward file: the button charges. Switzerland option with details: you hear within 24 h. Software is in the premium, not extra. Once paid, the card and certificate are in the area.
3 steps
1Le numéro›
One number, 24/7: +41 22 ••• •• ••.
It is on the card and in your area. Pharmacy in France: often no need to call. Hospital in Switzerland: you call before you go.
2En France›
You show the card. Often nothing to pay.
Pharmacy, scan, lab, hospital. The rest arrives on its own. If an invoice remains, you send it from the area.
3En Suisse, si vous avez coché l'option›
Hospital admissions call. The Pack pays.
You keep €500 at hospital, €300 at the doctor's. Accident or ER: €0. Without the option, this Pack does not pay Swiss care.
3 steps
1Dès le paiement›
A link by email. No password to remember.
The third-party payment card, the certificate in your name, statements, conditions. It is the same place for everything.
2La famille›
Spouse and children. Each has their card. 2nd child: −50%.
You add them in the area. It is not another policy to buy on the side.
3Les preuves›
For the Swiss employer, the fund, admissions.
In that person's name. You print it or you send it. It is there once the Pack is on.