Switching

You are switching complementary cover — or leaving LAMal.

Right of option, end of LAMal, another mutual. The Pack takes over in your name. French social security stays first.

You are

Tick what applies

You live in France, you work in Switzerland. French complementary + first-euro option on the other side.

·

Tick a situation to see the frame.

Cover Pack VIP Cross-borderMaximum Cross-border software

See my premium →

The premium is shown. Nothing to declare: you pay. Switzerland option + details: 24 h quote.

What is covered, precisely

Cross-border VIP Pack

  • France complementary — on top of the compulsory scheme, 5 levels
  • Third-party payment — hospital, pharmacy, imaging, lab
  • Switzerland first-euro option — hospital from level 2 (private room + Swiss hospital), doctor from 3 (outpatient too)
  • Direct payment guarantee — Swiss hospital, €500 deductible except accident / ER
  • Maternity — France no wait; Switzerland 10 months if option
  • Named certificate — employer, fund, admission
  • 24/7 emergency line — +41 22 ••• •• •• — one number, in your area
  • Family — spouse and dependants, 2nd child −50%
  • 24/7 concierge — reimbursement, hospital, Switzerland option

Cross-border VIP Pack sheet — freely available. General conditions in your client area.

Cross-border VIP Pack sheet (PDF) ↓ — the sheet to print or forward.

Cross-border VIP Pack
/ year
Pay now The button takes payment.
Quote required! 24 h, you pay after.

Date of birth shows the premium. France complementary: you pay now.

Eligibility — the treaty

France complementary level

For the policy

Family is added later in the area — each with their card. 2nd child: −50%.

How does it work?

Three moments. You subscribe. You get care — a card in France, a call before hospital in Switzerland. Then it all stays in your area.

3 steps

1C'est pour vous ?

You live in France. You work in Switzerland.

You live in France, you are on French social security, you work in Switzerland (employee or self-employed), you are 65 or under on 31 December. The other way round — living in Switzerland and working in France — is not this Pack.

2Vous choisissez

Five France plans. The Switzerland option, if you also get care there.

No option: France mutual only. With option: Swiss hospital from level 2 (private room + Swiss hospital), doctor from 3 (outpatient too). You do not pay LAMal.

3Vous payez

The premium is shown. Nothing to declare: you pay now.

Age and plan. Age 18–65, straightforward file: the button charges. Switzerland option with details: you hear within 24 h. Software is in the premium, not extra. Once paid, the card and certificate are in the area.

Documents

Maximum factsheet — PDF to share

All documents · Pre-approval / reimbursement

Individual sheet (PDF)

Frequently asked questions

Do I pay now?

Yes if you live in France, are on French social security, work in Switzerland, and — for the Switzerland option — have nothing to declare. Otherwise a 24 h quote.

Is this LAMal?

No. You stay on the French scheme. The Switzerland option pays from the first euro, without going through French social security.

I live in Switzerland, I work in France?

No. This Pack is for the France resident who works in Switzerland — not the other way round.

Waiting period?

France: none (dental limited 6 months). Switzerland: 3 months planned care, 10 months maternity.

MAXIMUMINSURANCE
FRONTALIER

Swiss Health Insurtech. Maximum, on both sides of the border.

Cross-border health · 24/7 concierge

24/7 emergency
+41 22 ••• •• ••
Full number in your client area
operations@maximum-insurance.com
Solutions for Individuals
Solutions for Companies
Solutions for Partners
Cross-border health