Independent, director, professional: the same Pack, the same form. The treaty allows it.
You are
You live in France, you work in Switzerland. French complementary + first-euro option on the other side.
Tick a situation to see the frame.
Cover Pack VIP Cross-borderMaximum Cross-border software
The premium is shown. Nothing to declare: you pay. Switzerland option + details: 24 h quote.
Cross-border VIP Pack sheet — freely available. General conditions in your client area. →
Cross-border VIP Pack sheet (PDF) ↓ — the sheet to print or forward.
Three moments. You subscribe. You get care — a card in France, a call before hospital in Switzerland. Then it all stays in your area.
3 steps
You live in France. You work in Switzerland.
You live in France, you are on French social security, you work in Switzerland (employee or self-employed), you are 65 or under on 31 December. The other way round — living in Switzerland and working in France — is not this Pack.
Five France plans. The Switzerland option, if you also get care there.
No option: France mutual only. With option: Swiss hospital from level 2 (private room + Swiss hospital), doctor from 3 (outpatient too). You do not pay LAMal.
The premium is shown. Nothing to declare: you pay now.
Age and plan. Age 18–65, straightforward file: the button charges. Switzerland option with details: you hear within 24 h. Software is in the premium, not extra. Once paid, the card and certificate are in the area.
3 steps
One number, 24/7: +41 22 ••• •• ••.
It is on the card and in your area. Pharmacy in France: often no need to call. Hospital in Switzerland: you call before you go.
You show the card. Often nothing to pay.
Pharmacy, scan, lab, hospital. The rest arrives on its own. If an invoice remains, you send it from the area.
Hospital admissions call. The Pack pays.
You keep €500 at hospital, €300 at the doctor's. Accident or ER: €0. Without the option, this Pack does not pay Swiss care.
3 steps
A link by email. No password to remember.
The third-party payment card, the certificate in your name, statements, conditions. It is the same place for everything.
Spouse and children. Each has their card. 2nd child: −50%.
You add them in the area. It is not another policy to buy on the side.
For the Swiss employer, the fund, admissions.
In that person's name. You print it or you send it. It is there once the Pack is on.
Maximum factsheet — PDF to share
All documents · Pre-approval / reimbursement
Yes if you live in France, are on French social security, work in Switzerland, and — for the Switzerland option — have nothing to declare. Otherwise a 24 h quote.
No. You stay on the French scheme. The Switzerland option pays from the first euro, without going through French social security.
No. This Pack is for the France resident who works in Switzerland — not the other way round.
France: none (dental limited 6 months). Switzerland: 3 months planned care, 10 months maternity.
Swiss Health Insurtech. Maximum, on both sides of the border.
Cross-border health · 24/7 concierge